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Compare 92 Canadian credit cards
Every card below is shown with its current welcome offer, annual fee, interest rates and foreign transaction fee. Search, filter or tap a column header to sort.
| Card | Welcome offer | Extra cash back | Annual fee | Purchase rate | Cash advance | FX fee | |
|---|---|---|---|---|---|---|---|
 Scotiabank Gold American Express Card Scotiabank | Earn up to $1,100 in welcome offers, first year rewards and savings value, including up to 65,000 bonus Scene+ points.Est. value $650 | +$150 cash back | $120 | 21.99% | 22.99% | 0% | Apply → |
 Scotiabank Passport Visa Infinite Business Card Scotiabank | Earn up to 40,000 bonus Scene+ pointsEst. value $400 | — | $199 | 19.99% | 22.99% | 0% | Apply → |
 MBNA True Line Mastercard MBNA | 0% rate on balance transfers for 12 months (3% fee applies). Not available for residents of Quebec. | +$50 cash back | $0 | 12.99% | 24.99% | 2.5% | Apply → |
 American Express Cobalt Card American Express | Up to 15,000 Membership Rewards® pointsEst. value $285 | +$75 cash backuntil Dec 30, 2026 | $191.88 | 21.99% | 21.99% | 2.5% | Apply → |
 KOHO Core Mastercard KOHO | New clients can earn 10% cash back using promo code FW10C26 | +$100 cash back | $0 | Prepaid | — | 2.5% | Apply → |
 Students – BMO CashBack Mastercard BMO | 5% cash back for the first 3 months, up to $2,500 in spendEst. value $125 | — | $0 | 21.99% | 23.99% | 2.5% | Apply → |
 Secured Neo World Mastercard – Everywhere Neo Financial | Get a $25 account creditEst. value $25 | +$50 cash back | $119.88 | 19.99% | 22.99% | 3% | Apply → |
 Secured Neo World Mastercard – Gas & Grocery Neo Financial | Get a $25 account creditEst. value $25 | +$50 cash back | $119.88 | 19.99% | 22.99% | 3% | Apply → |
 Secured Neo World Mastercard – Shop & Dine Neo Financial | Get a $25 account creditEst. value $25 | +$50 cash back | $119.88 | 19.99% | 22.99% | 3% | Apply → |
 Scotiabank Passport Visa Infinite + Card Scotiabank | — | +$150 cash back | $150 | 20.99% | 22.99% | 0% | Apply → |
 RBC Visa Classic Low Rate Option RBC | Enjoy a 1.9% introductory interest rate for the first 10 months on balance transfers and no annual fee for the first year. Apply by January 12, 2027. | — | $201st year free | 12.99% | 14.99% | 2.5% | Apply → |
 American Express Aeroplan Business Reserve Card American Express | Earn up to 90,000 Aeroplan® pointsEst. value $1,530 | — | $599 | 21.99% | 21.99% | 2.5% | Apply → |
 American Express Aeroplan Reserve Card American Express | Earn up to 85,000 Aeroplan points.Est. value $1,140 | +$150 cash backuntil Dec 30, 2026 | $599 | 21.99% | 21.99% | 2.5% | Apply → |
 TD First Class Travel Visa Infinite Card TD | Earn up to $1,400 in value, including up to 160,000 TD Rewards Points and receive an Annual Fee rebate for the first year.Est. value $800 | +$50 cash back | $1391st year free | 21.99% | 22.99% | 2.5% | Apply → |
 Business Platinum Card from American Express American Express | Earn up to 120,000 bonus Membership Rewards® pointsEst. value $2,400 | +$175 cash backuntil Dec 30, 2026 | $799 | Pay in full | — | 2.5% | Apply → |
 The Platinum Card American Express | Earn up to 100,000 Membership Rewards® pointsEst. value $1,330 | +$150 cash backuntil Dec 30, 2026 | $799 | 21.99% | — | 2.5% | Apply → |
 National Bank World Elite Mastercard National Bank | Earn up to 35,000 rewards points upon enrollment + win one of five $10,000 À la Carte Travel gift certificatesEst. value $350 | +$100 cash back | $150 | 20.99% | 22.49% | 2.5% | Apply → |
 SimplyCash Preferred Card from American Express American Express | Up to $250 ($200 in first year)Est. value $200 | — | $119.88 | 21.99% | 21.99% | 2.5% | Apply → |
 Neo World Elite Mastercard – Everywhere Neo Financial | Get your first year annual fee waived ($149 value) exclusively through us.Est. value $149 | +$100 cash back | $1491st year free | 19.99% | 22.99% | 2.75% | Apply → |
 Neo World Elite Mastercard – Gas & Grocery Neo Financial | Get your first year annual fee waived ($149 value) exclusively through us.Est. value $149 | +$100 cash back | $1491st year free | 19.99% | 22.99% | 2.75% | Apply → |
 Neo World Elite Mastercard – Shop & Dine Neo Financial | Get your first year annual fee waived ($149 value) exclusively through us.Est. value $149 | +$100 cash back | $1491st year free | 19.99% | 22.99% | 2.75% | Apply → |
 Tangerine Money-Back World Mastercard Tangerine | Get $120 with a Tangerine® Money-Back World Mastercard® and a limited time promo rate on balance transfersEst. value $120 | +$75 cash back | $0 | 20.95% | 22.95% | 2.5% | Apply → |
 Scotia Momentum Visa Infinite + Card Scotiabank | — | +$150 cash back | $1201st year free | 20.99% | 22.99% | 2.5% | Apply → |
 KOHO Everything Mastercard KOHO | New clients can earn 10% cash back using promo code FW10C26 | +$100 cash back | $177 | Prepaid | — | 0% | Apply → |
 Scotiabank Value Visa Card Scotiabank | 0% interest on balance transfers for 9 months + first year fee rebate + extra savings at shell | +$50 cash back | $291st year free | 13.99% | 13.99% | 2.5% | Apply → |
 American Express Business Gold Rewards Card American Express | Earn a welcome bonus of up to 70,000 Membership Rewards® points in your first yearEst. value $1,190 | — | $199 | Pay in full | — | 2.5% | Apply → |
 BMO VIPorter World Elite Mastercard BMO | Get up to 70,000 VIPorter points and a round-trip companion pass. Plus receive $1,000 in Qualifying Spend.Est. value $1,050 | +$125 cash back | $1991st year free | 21.99% | 23.99% | 2.5% | Apply → |
 TD Aeroplan Visa Infinite Card TD | Up to $1,550 in value including up to 50,000 Aeroplan points and a first-year Annual Fee rebate.Est. value $950 | — | $1391st year free | 21.99% | 22.99% | 2.5% | Apply → |
 Scotiabank Passport Visa Infinite Privilege Card Scotiabank | Earn up to 80,000 bonus Scene+ points within your first 14 months.Est. value $800 | +$175 cash back | $599 | 20.99% | 22.99% | 0% | Apply → |
 Marriott Bonvoy Business American Express Card American Express | Earn up to 80,000 bonus Marriott Bonvoy® pointsEst. value $602 | — | $150 | 21.99% | 21.99% | 2.5% | Apply → |
 Hilton Honors American Express Card American Express | Earn up to 70,000 Hilton Honors™ Points and a Free Night RewardEst. value $420 | — | $150 | 21.99% | 21.99% | 2.5% | Apply → |
 RBC ION+ Visa RBC | Get 14,000 Avion points - that's $100 of value in gift cards! Apply by January 12, 2027.Est. value $140 | — | $48 | 20.99% | 22.99% | 2.5% | Apply → |
 Neo Secured Mastercard Neo Financial | Get a $25 account creditEst. value $25 | +$50 cash back | $119.88 | 19.99% | 22.99% | 3% | Apply → |
 BMO Preferred Rate Mastercard BMO | Get a 0% introductory interest rate on Balance Transfers for 18 months with a 3% transfer fee and a $29 first-year annual fee rebate. | — | $291st year free | 13.99% | 15.99% | 2.5% | Apply → |
 Ramp Corporate Card Ramp | — | — | $0 | Prepaid | — | 3% | Apply → |
 RBC Avion Visa Infinite Privilege RBC | Get up to 100,000 Avion pointsEst. value $1,400 | — | $399 | 20.99% | — | 2.5% | Apply → |
 RBC Avion Visa Infinite RBC | Get up to 70,000 Avion pointsEst. value $1,100 | — | $120 | 20.99% | 22.99% | 2.5% | Apply → |
 Tangerine Money-Back Mastercard Tangerine | 10% Cash Back (up to $100 value) + 1.95% balance transfer promo rate for 6 monthsEst. value $100 | +$75 cash back | $0 | 20.95% | 22.95% | 2.5% | Apply → |
 Secured Neo World Elite Mastercard – Everywhere Neo Financial | Get a $25 account creditEst. value $25 | +$100 cash back | $149 | 19.99% | 22.99% | 3% | Apply → |
 Secured Neo World Elite Mastercard – Gas & Grocery Neo Financial | Get a $25 account creditEst. value $25 | +$100 cash back | $149 | 19.99% | 22.99% | 2.75% | Apply → |
 Secured Neo World Elite Mastercard – Shop & Dine Neo Financial | Get a $25 account creditEst. value $25 | +$100 cash back | $149 | 19.99% | 22.99% | 2.75% | Apply → |
 EQ Bank Card EQ Bank | N/A | — | $0 | Prepaid | — | 0% | Apply → |
 Wealthsimple Visa Infinite Privilege Wealthsimple | Get 5% cash back for the first 35 days | — | $240 | 20.99% | 22.99% | 0% | Apply → |
 TD Aeroplan Visa Infinite Privilege Credit Card TD | Up to $3,300 in value including up to 100,000 Aeroplan points could be yours. Conditions Apply.Est. value $1,445 | — | $599 | 21.99% | 22.99% | 2.5% | Apply → |
 American Express Gold Rewards Card American Express | Earn up to 60,000 Membership Rewards® pointsEst. value $1,200 | — | $250 | 21.99% | 21.99% | 2.5% | Apply → |
 Simplii Financial Cash Back Visa Card Simplii Financial | Double your cash back on Resturants, Bars and Coffee Shops in your first 3 months.Est. value $40 | +$50 cash back | $0 | 20.99% | 22.99% | 2.5% | Apply → |
 enviro Visa Infinite card Vancity | — | — | $1201st year free | 19.5% | — | 2.5% | Apply → |
 Marriott Bonvoy American Express Card American Express | — | — | $120 | 21.99% | 21.99% | 2.5% | Apply → |
 WestJet RBC World Elite Mastercard RBC | Get up to 70,000 WestJet pointsEst. value $700 | +$140 cash back | $139 | 20.99% | 22.99% | 2.5% | Apply → |
 United MileagePlus Neo World Elite Mastercard Neo Financial | Get up to 25,000 MileagePlus milesEst. value $320 | +$125 cash back | $89 | 19.99% | 22.99% | 3% | Apply → |
 BMO eclipse Visa Infinite Privilege Card BMO | Get up to $2,700 in value including up to 200,000 points, 10 lounge passes and a $200 annual Travel Credit. Plus, enjoy no foreign transaction fees and more.Est. value $1,340 | +$100 cash back | $599 | 21.99% | 23.99% | 0% | Apply → |
 BMO CashBack World Elite Mastercard BMO | Get up to $650 in valueEst. value $650 | +$120 cash back | $1391st year free | 21.99% | 23.99% | 2.5% | Apply → |
 KOHO Extra Mastercard KOHO | New clients can earn 10% cash back using promo code FW10C26 | +$100 cash back | $144 | Prepaid | — | 0% | Apply → |
 TD Cash Back Visa Infinite Card TD | Earn up to $600 in total value including an Annual Fee rebate for the first year. Conditions apply.Est. value $600 | +$50 cash back | $1391st year free | 21.99% | 22.99% | 2.5% | Apply → |
 BMO eclipse Visa Infinite Card BMO | Get up to $1,200 in value including up to 80,000 Bonus points, monthly streaming statement credit, $50 statement credit, and no annual fee in your first year.Est. value $536 | +$200 cash back | $1201st year free | 21.99% | — | 2.5% | Apply → |
 Wealthsimple Visa Infinite + Wealthsimple | Get 5% cash back for the first 35 days | — | $240 | 20.99% | 22.99% | 0% | Apply → |
 MBNA True Line Gold Mastercard MBNA | — | — | $39 | 10.99% | 24.99% | 2.5% | Apply → |
 Scotiabank Platinum American Express Card Scotiabank | Earn up to $2,800 in value in the first 14 months, including up to 80,000 bonus Scene+ points.Est. value $800 | +$175 cash back | $399 | 9.99% | 9.99% | 0% | Apply → |
 American Express Aeroplan Card American Express | Earn up to 45,000 Aeroplan pointsEst. value $680 | — | $120 | Pay in full | — | 2.5% | Apply → |
 BMO VIPorter Mastercard BMO | Get up to 40,000 VIPorter points and a 35% off flight voucher.Est. value $600 | +$100 cash back | $891st year free | 21.99% | 23.99% | 2.5% | Apply → |
 United MileagePlus Neo World Elite Mastercard Secured Neo Financial | Get up to 25,000 MileagePlus milesEst. value $320 | — | $89 | 19.99% | 22.99% | 3% | Apply → |
 SimplyCash Card from American Express American Express | Up to $100 in Statement CreditsEst. value $100 | — | $0 | 21.99% | 21.99% | 2.5% | Apply → |
 RBC ION Visa RBC | Get up to 7,000 Avion points - that's $50 of value in gift cards! Apply by January 12, 2027.Est. value $70 | — | $0 | 20.99% | 22.99% | 2.5% | Apply → |
 Scotiabank Scene+ Visa Card Scotiabank | Earn up to 10,000 bonus Scene+ points within your first 3 months + a 0.99% introductory interest rate on balance transfers for the first 9 monthsEst. value $100 | +$50 cash back | $0 | 21.99% | 22.99% | 2.5% | Apply → |
 TD Aeroplan Visa Platinum Card TD | Up to $500 in value, including up to 20,000 Aeroplan pointsEst. value $340 | — | $891st year free | 21.99% | 22.99% | 2.5% | Apply → |
 National Bank Platinum Mastercard National Bank | — | +$50 cash back | $701st year free | 20.99% | 22.49% | 2.5% | Apply → |
 WestJet RBC World Elite Mastercard for Business RBC | Get up to 100,000 WestJet points - up to $1,000 in travel valueEst. value $1,000 | — | $175 | 19.99% | 22.99% | 2.5% | Apply → |
 BMO Ascend World Elite Mastercard BMO | Get up to $1,900 in value including up to 115,000 points. Plus, get a 0% introductory interest rate on Balance transfers for 12 months.Est. value $770.50 | +$120 cash back | $1501st year free | 21.99% | — | 2.5% | Apply → |
 Tangerine Rewards World Elite Mastercard Tangerine | Earn up to $1,220 in value for the first yearEst. value $600 | +$120 cash back | $120 | 20.95% | 22.95% | 2.5% | Apply → |
 TD Platinum Travel Visa Card TD | Earn up to $370 in value, including up to 50,000 TD Rewards Points and receive an Annual Fee rebate for the first year. Conditions apply.Est. value $250 | — | $891st year free | 21.99% | 22.99% | 2.5% | Apply → |
 BMO eclipse rise Visa Card BMO | Get up to 25,000 bonus points in your first anniversary!Est. value $167 | +$50 cash back | $0 | 21.99% | 23.99% | 2.5% | Apply → |
 Neo World Mastercard – Everywhere Neo Financial | — | +$50 cash back | $0 | 19.99% | 22.99% | 2.75% | Apply → |
 Neo World Mastercard – Shop & Dine Neo Financial | — | +$50 cash back | $0 | 19.99% | 22.99% | 2.75% | Apply → |
 Low-interest enviro Visa Classic card with Vancity Rewards Vancity | No fee for your first year | — | $501st year free | 11.25% | 11.25% | 2.5% | Apply → |
 Neo World Mastercard – Gas & Grocery Neo Financial | — | +$50 cash back | $0 | 19.99% | 22.99% | 2.75% | Apply → |
 Scotiabank American Express Card Scotiabank | Earn up to 5,000 bonus Scene+ points within your first 3 months (that’s up to $50 towards travel).Est. value $50 | +$50 cash back | $0 | 21.99% | 22.99% | 2.5% | Apply → |
 BMO Blue Rewards World Elite Mastercard BMO | Get up to $1,600 in value and the annual fee waived in the first year. Plus, get a 0% introductory interest rate on balance transfers for 12 months with a 2% transfer fee.Est. value $1,600 | +$120 cash back | $1501st year free | 21.99% | — | 2.5% | Apply → |
 BMO CashBack Mastercard BMO | 5% cash back for the first 3 months, up to $2,500 in spendEst. value $125 | — | $0 | 21.99% | 23.99% | 2.5% | Apply → |
 Neo Mastercard Neo Financial | — | +$50 cash back | $0 | 19.99% | 22.99% | 3% | Apply → |
 Scotia Momentum No-Fee Visa Card Scotiabank | Earn 5% Cash Back on all purchases for the first 3 months, plus get 0.99% introductory interest rate on balance transfers for the first 9 monthsEst. value $100 | +$50 cash back | $0 | 19.99% | 22.99% | 2.5% | Apply → |
 Scotia Momentum Visa Card Scotiabank | 0.99% introductory interest rate on balance transfers for the first 9 months | +$60 cash back | $39 | 19.99% | 22.99% | 2.5% | Apply → |
 BMO Blue Rewards Mastercard BMO | Get 20,000 Bonus Points, a 9-month 0.99% introductory interest rate on balance transfers with a 2% transfer fee, and earn rewards from over 400 brands.Est. value $134 | — | $0 | 21.99% | 23.99% | 2.5% | Apply → |
 enviro Visa Classic card Vancity | — | — | $0 | 19.5% | — | 2.5% | Apply → |
 National Bank ECHO Cashback Mastercard National Bank | — | — | $30 | 20.99% | 22.49% | 2.5% | Apply → |
 RBC Cash Back Preferred World Elite Mastercard RBC | Get 15% extra cash back on your first $2,000 in spend for 3 months. Apply by March 1, 2027. | — | $120 | 21.99% | 22.99% | 2.5% | Apply → |
 National Bank World Mastercard National Bank | — | — | $115 | 20.99% | 22.49% | 2.5% | Apply → |
 American Express Green Card American Express | Up to 10,000 Membership Rewards® pointsEst. value $200 | — | $0 | 21.99% | 21.99% | 2.5% | Apply → |
 TD Rewards Visa Card TD | Earn a value of $50 in TD Rewards Points to use on eligible Amazon.ca purchases.Est. value $75.76 | — | $0 | 21.99% | 22.99% | 2.5% | Apply → |
 TD Cash Back Visa Card TD | — | — | $0 | 21.99% | 22.99% | 2.5% | Apply → |
 RBC Cash Back Mastercard RBC | — | — | $0 | 21.99% | — | 2.5% | Apply → |
 National Bank Allure Mastercard National Bank | — | — | $0 | 20.99% | 22.49% | 2.5% | Apply → |
 National Bank mycredit Mastercard National Bank | — | — | $0 | 20.99% | 22.49% | 2.5% | Apply → |
Offer data from FinlyWealth, updated 2026-11-08. Rates, fees and offers change often and may differ from what the issuer shows you — always confirm the current terms on the issuer's site before applying. "Extra cash back" is paid by FinlyWealth when you apply through our link and are approved; conditions are on the FinlyWealth page. Rankings use FinlyWealth's rating, then welcome-offer value. crediteasy.ca is independent and does not provide financial advice.