⚠ Disclaimer: We may earn a commission if you apply through the links on this page. Any results described are from our own personal experience — individual results vary, and card terms and rewards pricing change over time, so confirm current details with the issuer before applying.
All 16 Neo Financial credit cards we track, with the current welcome offers, fees and interest rates. The top picks are ranked by FinlyWealth rating, then welcome-offer value.
Customers who want simplicity with strong flat-rate cashback on all purchases
Welcome offer: Get a $25 account credit
+$50 extra cash back through FinlyWealth
Welcome offer: Get a $25 account credit
+$50 extra cash back through FinlyWealth
Customers who spend heavily on dining, takeout, and retail shopping
Welcome offer: Get a $25 account credit
+$50 extra cash back through FinlyWealth
| Card | Welcome offer | Extra cash back | Annual fee | Purchase rate | Cash advance | FX fee | |
|---|---|---|---|---|---|---|---|
Secured Neo World Mastercard – Everywhere Neo Financial | Get a $25 account creditEst. value $25 | +$50 cash back | $119.88 | 19.99% | 22.99% | 3% | Apply → |
Secured Neo World Mastercard – Gas & Grocery Neo Financial | Get a $25 account creditEst. value $25 | +$50 cash back | $119.88 | 19.99% | 22.99% | 3% | Apply → |
Secured Neo World Mastercard – Shop & Dine Neo Financial | Get a $25 account creditEst. value $25 | +$50 cash back | $119.88 | 19.99% | 22.99% | 3% | Apply → |
 Neo World Elite Mastercard – Everywhere Neo Financial | Get your first year annual fee waived ($149 value) exclusively through us.Est. value $149 | +$100 cash back | $1491st year free | 19.99% | 22.99% | 2.75% | Apply → |
 Neo World Elite Mastercard – Gas & Grocery Neo Financial | Get your first year annual fee waived ($149 value) exclusively through us.Est. value $149 | +$100 cash back | $1491st year free | 19.99% | 22.99% | 2.75% | Apply → |
 Neo World Elite Mastercard – Shop & Dine Neo Financial | Get your first year annual fee waived ($149 value) exclusively through us.Est. value $149 | +$100 cash back | $1491st year free | 19.99% | 22.99% | 2.75% | Apply → |
 Neo Secured Mastercard Neo Financial | Get a $25 account creditEst. value $25 | +$50 cash back | $119.88 | 19.99% | 22.99% | 3% | Apply → |
 Secured Neo World Elite Mastercard – Everywhere Neo Financial | Get a $25 account creditEst. value $25 | +$100 cash back | $149 | 19.99% | 22.99% | 3% | Apply → |
 Secured Neo World Elite Mastercard – Gas & Grocery Neo Financial | Get a $25 account creditEst. value $25 | +$100 cash back | $149 | 19.99% | 22.99% | 2.75% | Apply → |
 Secured Neo World Elite Mastercard – Shop & Dine Neo Financial | Get a $25 account creditEst. value $25 | +$100 cash back | $149 | 19.99% | 22.99% | 2.75% | Apply → |
 United MileagePlus Neo World Elite Mastercard Neo Financial | Get up to 25,000 MileagePlus milesEst. value $320 | +$125 cash back | $89 | 19.99% | 22.99% | 3% | Apply → |
 United MileagePlus Neo World Elite Mastercard Secured Neo Financial | Get up to 25,000 MileagePlus milesEst. value $320 | — | $89 | 19.99% | 22.99% | 3% | Apply → |
 Neo World Mastercard – Everywhere Neo Financial | — | +$50 cash back | $0 | 19.99% | 22.99% | 2.75% | Apply → |
 Neo World Mastercard – Shop & Dine Neo Financial | — | +$50 cash back | $0 | 19.99% | 22.99% | 2.75% | Apply → |
 Neo World Mastercard – Gas & Grocery Neo Financial | — | +$50 cash back | $0 | 19.99% | 22.99% | 2.75% | Apply → |
 Neo Mastercard Neo Financial | — | +$50 cash back | $0 | 19.99% | 22.99% | 3% | Apply → |
Offer data from FinlyWealth, updated 2026-11-08. Rates, fees and offers change often and may differ from what the issuer shows you — always confirm the current terms on the issuer's site before applying. "Extra cash back" is paid by FinlyWealth when you apply through our link and are approved; conditions are on the FinlyWealth page. Rankings use FinlyWealth's rating, then welcome-offer value. crediteasy.ca is independent and does not provide financial advice.