
American Express Cobalt Card
Best travel points earning credit card in Canada
Welcome offer: Up to 15,000 Membership Rewards® points
+$75 extra cash back through FinlyWealth
⚠ Disclaimer: We may earn a commission if you apply through the links on this page. Any results described are from our own personal experience — individual results vary, and card terms and rewards pricing change over time, so confirm current details with the issuer before applying.
All 14 American Express credit cards we track, with the current welcome offers, fees and interest rates. The top picks are ranked by FinlyWealth rating, then welcome-offer value.

Best travel points earning credit card in Canada
Welcome offer: Up to 15,000 Membership Rewards® points
+$75 extra cash back through FinlyWealth

Best premium business card for Air Canada frequent travellers
Welcome offer: Earn up to 90,000 Aeroplan® points

Best premium card for Air Canada frequent travellers
Welcome offer: Earn up to 85,000 Aeroplan points.
+$150 extra cash back through FinlyWealth
| Card | Welcome offer | Extra cash back | Annual fee | Purchase rate | Cash advance | FX fee | |
|---|---|---|---|---|---|---|---|
American Express Cobalt Card American Express | Up to 15,000 Membership Rewards® pointsEst. value $285 | +$75 cash backuntil Dec 30, 2026 | $191.88 | 21.99% | 21.99% | 2.5% | Apply → |
American Express Aeroplan Business Reserve Card American Express | Earn up to 90,000 Aeroplan® pointsEst. value $1,530 | — | $599 | 21.99% | 21.99% | 2.5% | Apply → |
American Express Aeroplan Reserve Card American Express | Earn up to 85,000 Aeroplan points.Est. value $1,140 | +$150 cash backuntil Dec 30, 2026 | $599 | 21.99% | 21.99% | 2.5% | Apply → |
Business Platinum Card from American Express American Express | Earn up to 120,000 bonus Membership Rewards® pointsEst. value $2,400 | +$175 cash backuntil Dec 30, 2026 | $799 | Pay in full | — | 2.5% | Apply → |
The Platinum Card American Express | Earn up to 100,000 Membership Rewards® pointsEst. value $1,330 | +$150 cash backuntil Dec 30, 2026 | $799 | 21.99% | — | 2.5% | Apply → |
SimplyCash Preferred Card from American Express American Express | Up to $250 ($200 in first year)Est. value $200 | — | $119.88 | 21.99% | 21.99% | 2.5% | Apply → |
American Express Business Gold Rewards Card American Express | Earn a welcome bonus of up to 70,000 Membership Rewards® points in your first yearEst. value $1,190 | — | $199 | Pay in full | — | 2.5% | Apply → |
Marriott Bonvoy Business American Express Card American Express | Earn up to 80,000 bonus Marriott Bonvoy® pointsEst. value $602 | — | $150 | 21.99% | 21.99% | 2.5% | Apply → |
Hilton Honors American Express Card American Express | Earn up to 70,000 Hilton Honors™ Points and a Free Night RewardEst. value $420 | — | $150 | 21.99% | 21.99% | 2.5% | Apply → |
American Express Gold Rewards Card American Express | Earn up to 60,000 Membership Rewards® pointsEst. value $1,200 | — | $250 | 21.99% | 21.99% | 2.5% | Apply → |
Marriott Bonvoy American Express Card American Express | — | — | $120 | 21.99% | 21.99% | 2.5% | Apply → |
American Express Aeroplan Card American Express | Earn up to 45,000 Aeroplan pointsEst. value $680 | — | $120 | Pay in full | — | 2.5% | Apply → |
SimplyCash Card from American Express American Express | Up to $100 in Statement CreditsEst. value $100 | — | $0 | 21.99% | 21.99% | 2.5% | Apply → |
American Express Green Card American Express | Up to 10,000 Membership Rewards® pointsEst. value $200 | — | $0 | 21.99% | 21.99% | 2.5% | Apply → |
Offer data from FinlyWealth, updated 2026-11-08. Rates, fees and offers change often and may differ from what the issuer shows you — always confirm the current terms on the issuer's site before applying. "Extra cash back" is paid by FinlyWealth when you apply through our link and are approved; conditions are on the FinlyWealth page. Rankings use FinlyWealth's rating, then welcome-offer value. crediteasy.ca is independent and does not provide financial advice.