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Business credit cards in Canada

A business card keeps company spending separate and often comes with higher limits and employee cards.

Top 3 picks

#1

Scotiabank Passport Visa Infinite Business Card

Scotiabank · rated 5/5

Premium Travel Perks and No FX Fees

Welcome offer: Earn up to 40,000 bonus Scene+ points

Annual fee$199
Purchase rate19.99%
FX fee0%
Apply now →
#2

American Express Aeroplan Business Reserve Card

American Express · rated 4.7/5

Best premium business card for Air Canada frequent travellers

Welcome offer: Earn up to 90,000 Aeroplan® points

Annual fee$599
Purchase rate21.99%
FX fee2.5%
Apply now →
#3

Business Platinum Card from American Express

American Express · rated 4.6/5

Luxury travel business credit card

Welcome offer: Earn up to 120,000 bonus Membership Rewards® points

+$175 extra cash back through FinlyWealth

Annual fee$799
Purchase ratePay in full
FX fee2.5%
Apply now →

All 7 compared

CardWelcome offerExtra cash backAnnual feePurchase rateCash advanceFX fee
Scotiabank Passport Visa Infinite Business Card
Scotiabank
Earn up to 40,000 bonus Scene+ pointsEst. value $400—$19919.99%22.99%0%Apply →
American Express Aeroplan Business Reserve Card
American Express
Earn up to 90,000 Aeroplan® pointsEst. value $1,530—$59921.99%21.99%2.5%Apply →
Business Platinum Card from American Express
American Express
Earn up to 120,000 bonus Membership Rewards® pointsEst. value $2,400+$175 cash backuntil Dec 30, 2026$799Pay in full—2.5%Apply →
American Express Business Gold Rewards Card
American Express
Earn a welcome bonus of up to 70,000 Membership Rewards® points in your first yearEst. value $1,190—$199Pay in full—2.5%Apply →
Marriott Bonvoy Business American Express Card
American Express
Earn up to 80,000 bonus Marriott Bonvoy® pointsEst. value $602—$15021.99%21.99%2.5%Apply →
Ramp Corporate Card
Ramp
——$0Prepaid—3%Apply →
WestJet RBC World Elite Mastercard for Business
RBC
Get up to 100,000 WestJet points - up to $1,000 in travel valueEst. value $1,000—$17519.99%22.99%2.5%Apply →

Offer data from FinlyWealth, updated 2026-11-08. Rates, fees and offers change often and may differ from what the issuer shows you — always confirm the current terms on the issuer's site before applying. "Extra cash back" is paid by FinlyWealth when you apply through our link and are approved; conditions are on the FinlyWealth page. Rankings use FinlyWealth's rating, then welcome-offer value. crediteasy.ca is independent and does not provide financial advice.