
⚠ Disclaimer: We may earn a commission if you apply through the links on this page. Any results described are from our own personal experience — individual results vary, and card terms and rewards pricing change over time, so confirm current details with the issuer before applying.
All 3 Vancity credit cards we track, with the current welcome offers, fees and interest rates. The top picks are ranked by FinlyWealth rating, then welcome-offer value.


Welcome offer: No fee for your first year

| Card | Welcome offer | Extra cash back | Annual fee | Purchase rate | Cash advance | FX fee | |
|---|---|---|---|---|---|---|---|
enviro Visa Infinite card Vancity | — | — | $1201st year free | 19.5% | — | 2.5% | Apply → |
Low-interest enviro Visa Classic card with Vancity Rewards Vancity | No fee for your first year | — | $501st year free | 11.25% | 11.25% | 2.5% | Apply → |
enviro Visa Classic card Vancity | — | — | $0 | 19.5% | — | 2.5% | Apply → |
Offer data from FinlyWealth, updated 2026-11-08. Rates, fees and offers change often and may differ from what the issuer shows you — always confirm the current terms on the issuer's site before applying. "Extra cash back" is paid by FinlyWealth when you apply through our link and are approved; conditions are on the FinlyWealth page. Rankings use FinlyWealth's rating, then welcome-offer value. crediteasy.ca is independent and does not provide financial advice.