⚠ Disclaimer: We may earn a commission if you apply through the links on this page. Any results described are from our own personal experience — individual results vary, and card terms and rewards pricing change over time, so confirm current details with the issuer before applying.
Chequing and savings accounts with their monthly fees, interest rates and current sign-up bonuses.
| Account | Welcome offer | Extra cash back | Monthly fee | Interest rate | |
|---|---|---|---|---|---|
KOHO Core Plan KOHO · Savings | New clients can earn 10% cash back using promo code FW10C26 | +$100 cash back | $0 | 2% | Open account → |
Neo Chequing Account Neo Financial · Chequing | Get $100 after spending $1,000 | +$25 cash back | $0 | — | Open account → |
EQ Notice Savings Account EQ Bank · Savings | — | — | $0 | 3% | Open account → |
Scotiabank Preferred Package Chequing for Student and Youth Scotiabank · Chequing | Earn up to $175, plus up to $400 in value with the Scene+TM Student Banking Bundle | +$50 cash back | $0 | — | Open account → |
Tangerine No-Fee Daily Chequing Account Tangerine · Chequing | Move your pay to earn $250. Terms and conditions apply. | +$50 cash back | $0 | 0.1% | Open account → |
BMO Performance Chequing Account BMO · Chequing | Earn up to a $1,100 cash bonus, plus a Walmart+ membership for up to 12 months | +$150 cash backuntil Jan 1, 2027 | $17.95can be waived | — | Open account → |
KOHO Everything Plan KOHO · Savings | New clients can earn 10% cash back using promo code FW10C26 | +$100 cash back | $14.75 | 3.5% | Open account → |
Wealthsimple Chequing Wealthsimple · Chequing | $25 bonus when you sign up and fund at least $1 | — | $0 | 2.25% | Open account → |
Neo Savings Account Neo Financial · Savings | — | +$80 cash back | $0 | 3% | Open account → |
Scotiabank StartRight Program Scotiabank · Chequing | Earn up to $2,300 in value in the first year | — | $16.95can be waived | — | Open account → |
National Bank Bank Account for Newcomers National Bank · Chequing | Earn up to $600 cashback when you open an account for newcomers and meet certain criteria. | — | $15.95can be waived | — | Open account → |
RBC VIP Banking Account RBC · Chequing | Open an eligible RBC Chequing Account and get the new iPad | — | $30can be waived | — | Open account → |
Simplii Financial No Fee Chequing Account Simplii Financial · Chequing | Earn $350. Conditions apply. | +$50 cash back | $0 | 0.01% | Open account → |
Haventree Everyday Growth Account Haventree Bank · Savings | — | +$50 cash back | $0 | 2.5% | Open account → |
EQ Personal Account EQ Bank · Chequing | — | — | $0 | 3% | Open account → |
Scotia High Interest Savings Account (HISA) Scotiabank · Savings | Earn up to 5.00% for the first 3 months when you open your first Scotia High Interest Savings Account | +$50 cash back | $0 | 2.45%promo 2.55% for 3 mo | Open account → |
Scotiabank Ultimate Package Chequing Scotiabank · Chequing | Switch to a banking bundle and earn up to $1,000 | +$125 cash backuntil Jan 1, 2027 | $30.95can be waived | — | Open account → |
RBC Advantage Banking Account for Students RBC · Chequing | Open a No Monthly Fee RBC Advantage Banking Account for Students and Get AirPods 4. | — | $0 | — | Open account → |
Scotiabank Preferred Package Chequing Account Scotiabank · Chequing | Switch to a banking bundle and earn up to $1,000 | +$75 cash back | $16.95can be waived | — | Open account → |
KOHO Extra Plan KOHO · Savings | New clients can earn 10% cash back using promo code FW10C26 | +$100 cash back | $12 | 2.5% | Open account → |
RBC Signature No Limit Banking account RBC · Chequing | Open an eligible RBC Chequing Account and get the new iPad | — | $16.95can be waived | — | Open account → |
BMO Student Chequing Account BMO · Chequing | Earn up to $850 in value, including a tech reward worth up to $300 from Best Buy. | +$50 cash back | $0 | — | Open account → |
RBC Signature No Limit Banking Account for Newcomers RBC · Chequing | Get the new iPad and up to 12% cash back | — | $16.95can be waived | — | Open account → |
BMO NewStart Program - Performance Account BMO · Chequing | Get up to a $1,100 cash bonus and a Walmart+ membership for up to 12 months. Plus, no monthly fees for 2 years. | +$50 cash back | $17.95can be waived | — | Open account → |
BMO Premium Chequing Account BMO · Chequing | Earn up to a $1,100 cash bonus, plus a Walmart+ membership for up to 12 months | — | $30.95can be waived | —promo 4.65% | Open account → |
Scotiabank Basic Plus Bank Account Scotiabank · Chequing | — | +$50 cash back | $11.95can be waived | — | Open account → |
Vancity Jumpstart High Interest Savings Account Vancity · Savings | Earn up to 4.60% on your savings | — | $0 | — | Open account → |
Tangerine Savings Account Tangerine · Savings | Earn 4.50% for 5 months | +$50 cash back | $0 | 0.3%promo 4.5% for 5 mo | Open account → |
RBC Day to Day Banking Account RBC · Chequing | No monthly fee for a year plus $150 | — | $4can be waived | — | Open account → |
RBC Advantage Banking Account RBC · Chequing | — | — | $12.95can be waived | — | Open account → |
RBC Advantage Banking Account for Newcomers RBC · Chequing | Get an RBC credit card with up to a $15,000 credit limit, up to 12% cash back + no monthly fee banking for the first year | — | $12.95can be waived | — | Open account → |
Simplii Financial High Interest Savings Account Simplii Financial · Savings | Earn 5% for 5 months | +$30 cash back | $0 | 1%promo 5% for 5 mo | Open account → |
Scotiabank Basic Bank Account Scotiabank · Chequing | — | +$50 cash back | $3.95 | — | Open account → |
Scotiabank Money Master Savings Account Scotiabank · Savings | — | +$50 cash back | $0 | 0.4% | Open account → |
Offer data from FinlyWealth, updated 2026-11-08. Rates, fees and offers change often and may differ from what the issuer shows you — always confirm the current terms on the issuer's site before applying. "Extra cash back" is paid by FinlyWealth when you apply through our link and are approved; conditions are on the FinlyWealth page. Rankings use FinlyWealth's rating, then welcome-offer value. crediteasy.ca is independent and does not provide financial advice.