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Most Canadian cards add about 2.5% to every purchase in a foreign currency. These cards charge 0%.
Great rewards, travel benefits and no FX fees
Welcome offer: Earn up to $1,100 in welcome offers, first year rewards and savings value, including up to 65,000 bonus Scene+ points.
+$150 extra cash back through FinlyWealth
Premium Travel Perks and No FX Fees
Welcome offer: Earn up to 40,000 bonus Scene+ points
Premium Travel Perks and No FX Fees
+$150 extra cash back through FinlyWealth
| Card | Welcome offer | Extra cash back | Annual fee | Purchase rate | Cash advance | FX fee | |
|---|---|---|---|---|---|---|---|
Scotiabank Gold American Express Card Scotiabank | Earn up to $1,100 in welcome offers, first year rewards and savings value, including up to 65,000 bonus Scene+ points.Est. value $650 | +$150 cash back | $120 | 21.99% | 22.99% | 0% | Apply → |
Scotiabank Passport Visa Infinite Business Card Scotiabank | Earn up to 40,000 bonus Scene+ pointsEst. value $400 | — | $199 | 19.99% | 22.99% | 0% | Apply → |
Scotiabank Passport Visa Infinite + Card Scotiabank | — | +$150 cash back | $150 | 20.99% | 22.99% | 0% | Apply → |
 Scotiabank Passport Visa Infinite Privilege Card Scotiabank | Earn up to 80,000 bonus Scene+ points within your first 14 months.Est. value $800 | +$175 cash back | $599 | 20.99% | 22.99% | 0% | Apply → |
 Wealthsimple Visa Infinite Privilege Wealthsimple | Get 5% cash back for the first 35 days | — | $240 | 20.99% | 22.99% | 0% | Apply → |
 BMO eclipse Visa Infinite Privilege Card BMO | Get up to $2,700 in value including up to 200,000 points, 10 lounge passes and a $200 annual Travel Credit. Plus, enjoy no foreign transaction fees and more.Est. value $1,340 | +$100 cash back | $599 | 21.99% | 23.99% | 0% | Apply → |
 Wealthsimple Visa Infinite + Wealthsimple | Get 5% cash back for the first 35 days | — | $240 | 20.99% | 22.99% | 0% | Apply → |
 Scotiabank Platinum American Express Card Scotiabank | Earn up to $2,800 in value in the first 14 months, including up to 80,000 bonus Scene+ points.Est. value $800 | +$175 cash back | $399 | 9.99% | 9.99% | 0% | Apply → |
Offer data from FinlyWealth, updated 2026-11-08. Rates, fees and offers change often and may differ from what the issuer shows you — always confirm the current terms on the issuer's site before applying. "Extra cash back" is paid by FinlyWealth when you apply through our link and are approved; conditions are on the FinlyWealth page. Rankings use FinlyWealth's rating, then welcome-offer value. crediteasy.ca is independent and does not provide financial advice.