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All 11 Scotiabank credit cards we track, with the current welcome offers, fees and interest rates. The top picks are ranked by FinlyWealth rating, then welcome-offer value.
Great rewards, travel benefits and no FX fees
Welcome offer: Earn up to $1,100 in welcome offers, first year rewards and savings value, including up to 65,000 bonus Scene+ points.
+$150 extra cash back through FinlyWealth
Premium Travel Perks and No FX Fees
Welcome offer: Earn up to 40,000 bonus Scene+ points
Premium Travel Perks and No FX Fees
+$150 extra cash back through FinlyWealth
| Card | Welcome offer | Extra cash back | Annual fee | Purchase rate | Cash advance | FX fee | |
|---|---|---|---|---|---|---|---|
Scotiabank Gold American Express Card Scotiabank | Earn up to $1,100 in welcome offers, first year rewards and savings value, including up to 65,000 bonus Scene+ points.Est. value $650 | +$150 cash back | $120 | 21.99% | 22.99% | 0% | Apply → |
Scotiabank Passport Visa Infinite Business Card Scotiabank | Earn up to 40,000 bonus Scene+ pointsEst. value $400 | — | $199 | 19.99% | 22.99% | 0% | Apply → |
Scotiabank Passport Visa Infinite + Card Scotiabank | — | +$150 cash back | $150 | 20.99% | 22.99% | 0% | Apply → |
 Scotia Momentum Visa Infinite + Card Scotiabank | — | +$150 cash back | $1201st year free | 20.99% | 22.99% | 2.5% | Apply → |
 Scotiabank Value Visa Card Scotiabank | 0% interest on balance transfers for 9 months + first year fee rebate + extra savings at shell | +$50 cash back | $291st year free | 13.99% | 13.99% | 2.5% | Apply → |
 Scotiabank Passport Visa Infinite Privilege Card Scotiabank | Earn up to 80,000 bonus Scene+ points within your first 14 months.Est. value $800 | +$175 cash back | $599 | 20.99% | 22.99% | 0% | Apply → |
 Scotiabank Platinum American Express Card Scotiabank | Earn up to $2,800 in value in the first 14 months, including up to 80,000 bonus Scene+ points.Est. value $800 | +$175 cash back | $399 | 9.99% | 9.99% | 0% | Apply → |
 Scotiabank Scene+ Visa Card Scotiabank | Earn up to 10,000 bonus Scene+ points within your first 3 months + a 0.99% introductory interest rate on balance transfers for the first 9 monthsEst. value $100 | +$50 cash back | $0 | 21.99% | 22.99% | 2.5% | Apply → |
 Scotiabank American Express Card Scotiabank | Earn up to 5,000 bonus Scene+ points within your first 3 months (that’s up to $50 towards travel).Est. value $50 | +$50 cash back | $0 | 21.99% | 22.99% | 2.5% | Apply → |
 Scotia Momentum No-Fee Visa Card Scotiabank | Earn 5% Cash Back on all purchases for the first 3 months, plus get 0.99% introductory interest rate on balance transfers for the first 9 monthsEst. value $100 | +$50 cash back | $0 | 19.99% | 22.99% | 2.5% | Apply → |
 Scotia Momentum Visa Card Scotiabank | 0.99% introductory interest rate on balance transfers for the first 9 months | +$60 cash back | $39 | 19.99% | 22.99% | 2.5% | Apply → |
Offer data from FinlyWealth, updated 2026-11-08. Rates, fees and offers change often and may differ from what the issuer shows you — always confirm the current terms on the issuer's site before applying. "Extra cash back" is paid by FinlyWealth when you apply through our link and are approved; conditions are on the FinlyWealth page. Rankings use FinlyWealth's rating, then welcome-offer value. crediteasy.ca is independent and does not provide financial advice.