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All 9 RBC credit cards we track, with the current welcome offers, fees and interest rates. The top picks are ranked by FinlyWealth rating, then welcome-offer value.
Welcome offer: Enjoy a 1.9% introductory interest rate for the first 10 months on balance transfers and no annual fee for the first year. Apply by January 12, 2027.
Everyday spending card with a low fee and high rewards
Welcome offer: Get 14,000 Avion points - that's $100 of value in gift cards! Apply by January 12, 2027.
Premium Avion Card with complimentary lounge passes
Welcome offer: Get up to 100,000 Avion points
| Card | Welcome offer | Extra cash back | Annual fee | Purchase rate | Cash advance | FX fee | |
|---|---|---|---|---|---|---|---|
RBC Visa Classic Low Rate Option RBC | Enjoy a 1.9% introductory interest rate for the first 10 months on balance transfers and no annual fee for the first year. Apply by January 12, 2027. | — | $201st year free | 12.99% | 14.99% | 2.5% | Apply → |
RBC ION+ Visa RBC | Get 14,000 Avion points - that's $100 of value in gift cards! Apply by January 12, 2027.Est. value $140 | — | $48 | 20.99% | 22.99% | 2.5% | Apply → |
RBC Avion Visa Infinite Privilege RBC | Get up to 100,000 Avion pointsEst. value $1,400 | — | $399 | 20.99% | — | 2.5% | Apply → |
 RBC Avion Visa Infinite RBC | Get up to 70,000 Avion pointsEst. value $1,100 | — | $120 | 20.99% | 22.99% | 2.5% | Apply → |
 WestJet RBC World Elite Mastercard RBC | Get up to 70,000 WestJet pointsEst. value $700 | +$140 cash back | $139 | 20.99% | 22.99% | 2.5% | Apply → |
 RBC ION Visa RBC | Get up to 7,000 Avion points - that's $50 of value in gift cards! Apply by January 12, 2027.Est. value $70 | — | $0 | 20.99% | 22.99% | 2.5% | Apply → |
 WestJet RBC World Elite Mastercard for Business RBC | Get up to 100,000 WestJet points - up to $1,000 in travel valueEst. value $1,000 | — | $175 | 19.99% | 22.99% | 2.5% | Apply → |
 RBC Cash Back Preferred World Elite Mastercard RBC | Get 15% extra cash back on your first $2,000 in spend for 3 months. Apply by March 1, 2027. | — | $120 | 21.99% | 22.99% | 2.5% | Apply → |
 RBC Cash Back Mastercard RBC | — | — | $0 | 21.99% | — | 2.5% | Apply → |
Offer data from FinlyWealth, updated 2026-11-08. Rates, fees and offers change often and may differ from what the issuer shows you — always confirm the current terms on the issuer's site before applying. "Extra cash back" is paid by FinlyWealth when you apply through our link and are approved; conditions are on the FinlyWealth page. Rankings use FinlyWealth's rating, then welcome-offer value. crediteasy.ca is independent and does not provide financial advice.