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KOHO credit cards

All 3 KOHO credit cards we track, with the current welcome offers, fees and interest rates. The top picks are ranked by FinlyWealth rating, then welcome-offer value.

Top 3 picks

#1

KOHO Core Mastercard

KOHO · rated 4.9/5

Welcome offer: New clients can earn 10% cash back using promo code FW10C26

+$100 extra cash back through FinlyWealth

Annual fee$0
Purchase ratePrepaid
FX fee2.5%
Apply now →
#2

KOHO Everything Mastercard

KOHO · rated 4.6/5

Welcome offer: New clients can earn 10% cash back using promo code FW10C26

+$100 extra cash back through FinlyWealth

Annual fee$177
Purchase ratePrepaid
FX fee0%
Apply now →
#3

KOHO Extra Mastercard

KOHO · rated 4.1/5

Welcome offer: New clients can earn 10% cash back using promo code FW10C26

+$100 extra cash back through FinlyWealth

Annual fee$144
Purchase ratePrepaid
FX fee0%
Apply now →

All 3 compared

CardWelcome offerExtra cash backAnnual feePurchase rateCash advanceFX fee
KOHO Core Mastercard
KOHO
New clients can earn 10% cash back using promo code FW10C26+$100 cash back$0Prepaid—2.5%Apply →
KOHO Everything Mastercard
KOHO
New clients can earn 10% cash back using promo code FW10C26+$100 cash back$177Prepaid—0%Apply →
KOHO Extra Mastercard
KOHO
New clients can earn 10% cash back using promo code FW10C26+$100 cash back$144Prepaid—0%Apply →

Offer data from FinlyWealth, updated 2026-11-08. Rates, fees and offers change often and may differ from what the issuer shows you — always confirm the current terms on the issuer's site before applying. "Extra cash back" is paid by FinlyWealth when you apply through our link and are approved; conditions are on the FinlyWealth page. Rankings use FinlyWealth's rating, then welcome-offer value. crediteasy.ca is independent and does not provide financial advice.