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当你兑换机票和酒店时，积分卡非常划算。如果你在国外消费，请留意年费和外币手续费。
Great rewards, travel benefits and no FX fees
开卡礼: Earn up to $1,100 in welcome offers, first year rewards and savings value, including up to 65,000 bonus Scene+ points.
通过 FinlyWealth 可获得 +$150 额外返现
Premium Travel Perks and No FX Fees
开卡礼: Earn up to 40,000 bonus Scene+ points
Best travel points earning credit card in Canada
开卡礼: Up to 15,000 Membership Rewards® points
通过 FinlyWealth 可获得 +$75 额外返现
| 卡片 | 开卡礼 | 额外返现 | 年费 | 购物利率 | 预支现金 | 外币手续费 | |
|---|---|---|---|---|---|---|---|
Scotiabank | Earn up to $1,100 in welcome offers, first year rewards and savings value, including up to 65,000 bonus Scene+ points.预计价值 $650 | +$150 返现 | $120 | 21.99% | 22.99% | 0% | 申请 → |
| Earn up to 40,000 bonus Scene+ points预计价值 $400 | — | $199 | 19.99% | 22.99% | 0% | 申请 → | |
American Express | Up to 15,000 Membership Rewards® points预计价值 $285 | +$75 返现直到 2026-12-30 | $191.88 | 21.99% | 21.99% | 2.5% | 申请 → |
 Scotiabank | — | +$150 返现 | $150 | 20.99% | 22.99% | 0% | 申请 → |
 American Express | Earn up to 90,000 Aeroplan® points预计价值 $1,530 | — | $599 | 21.99% | 21.99% | 2.5% | 申请 → |
 American Express | Earn up to 85,000 Aeroplan points.预计价值 $1,140 | +$150 返现直到 2026-12-30 | $599 | 21.99% | 21.99% | 2.5% | 申请 → |
| Earn up to $1,400 in value, including up to 160,000 TD Rewards Points and receive an Annual Fee rebate for the first year.预计价值 $800 | +$50 返现 | $139第1年免费 | 21.99% | 22.99% | 2.5% | 申请 → | |
 American Express | Earn up to 120,000 bonus Membership Rewards® points预计价值 $2,400 | +$175 返现直到 2026-12-30 | $799 | 全额还款 | — | 2.5% | 申请 → |
 American Express | Earn up to 100,000 Membership Rewards® points预计价值 $1,330 | +$150 返现直到 2026-12-30 | $799 | 21.99% | — | 2.5% | 申请 → |
 National Bank | Earn up to 35,000 rewards points upon enrollment + win one of five $10,000 À la Carte Travel gift certificates预计价值 $350 | +$100 返现 | $150 | 20.99% | 22.49% | 2.5% | 申请 → |
 American Express | Earn a welcome bonus of up to 70,000 Membership Rewards® points in your first year预计价值 $1,190 | — | $199 | 全额还款 | — | 2.5% | 申请 → |
| Get up to 70,000 VIPorter points and a round-trip companion pass. Plus receive $1,000 in Qualifying Spend.预计价值 $1,050 | +$125 返现 | $199第1年免费 | 21.99% | 23.99% | 2.5% | 申请 → | |
| Up to $1,550 in value including up to 50,000 Aeroplan points and a first-year Annual Fee rebate.预计价值 $950 | — | $139第1年免费 | 21.99% | 22.99% | 2.5% | 申请 → | |
| Earn up to 80,000 bonus Scene+ points within your first 14 months.预计价值 $800 | +$175 返现 | $599 | 20.99% | 22.99% | 0% | 申请 → | |
 American Express | Earn up to 80,000 bonus Marriott Bonvoy® points预计价值 $602 | — | $150 | 21.99% | 21.99% | 2.5% | 申请 → |
 American Express | Earn up to 70,000 Hilton Honors™ Points and a Free Night Reward预计价值 $420 | — | $150 | 21.99% | 21.99% | 2.5% | 申请 → |
| Get 14,000 Avion points - that's $100 of value in gift cards! Apply by January 12, 2027.预计价值 $140 | — | $48 | 20.99% | 22.99% | 2.5% | 申请 → | |
| Get up to 100,000 Avion points预计价值 $1,400 | — | $399 | 20.99% | — | 2.5% | 申请 → | |
| Get up to 70,000 Avion points预计价值 $1,100 | — | $120 | 20.99% | 22.99% | 2.5% | 申请 → | |
| Up to $3,300 in value including up to 100,000 Aeroplan points could be yours. Conditions Apply.预计价值 $1,445 | — | $599 | 21.99% | 22.99% | 2.5% | 申请 → | |
 American Express | Earn up to 60,000 Membership Rewards® points预计价值 $1,200 | — | $250 | 21.99% | 21.99% | 2.5% | 申请 → |
 Vancity | — | — | $120第1年免费 | 19.5% | — | 2.5% | 申请 → |
 American Express | — | — | $120 | 21.99% | 21.99% | 2.5% | 申请 → |
| Get up to 70,000 WestJet points预计价值 $700 | +$140 返现 | $139 | 20.99% | 22.99% | 2.5% | 申请 → | |
 Neo Financial | Get up to 25,000 MileagePlus miles预计价值 $320 | +$125 返现 | $89 | 19.99% | 22.99% | 3% | 申请 → |
| Get up to $2,700 in value including up to 200,000 points, 10 lounge passes and a $200 annual Travel Credit. Plus, enjoy no foreign transaction fees and more.预计价值 $1,340 | +$100 返现 | $599 | 21.99% | 23.99% | 0% | 申请 → | |
| Get up to $1,200 in value including up to 80,000 Bonus points, monthly streaming statement credit, $50 statement credit, and no annual fee in your first year.预计价值 $536 | +$200 返现 | $120第1年免费 | 21.99% | — | 2.5% | 申请 → | |
| Earn up to $2,800 in value in the first 14 months, including up to 80,000 bonus Scene+ points.预计价值 $800 | +$175 返现 | $399 | 9.99% | 9.99% | 0% | 申请 → | |
 American Express | Earn up to 45,000 Aeroplan points预计价值 $680 | — | $120 | 全额还款 | — | 2.5% | 申请 → |
| Get up to 40,000 VIPorter points and a 35% off flight voucher.预计价值 $600 | +$100 返现 | $89第1年免费 | 21.99% | 23.99% | 2.5% | 申请 → | |
| Get up to 25,000 MileagePlus miles预计价值 $320 | — | $89 | 19.99% | 22.99% | 3% | 申请 → | |
 RBC | Get up to 7,000 Avion points - that's $50 of value in gift cards! Apply by January 12, 2027.预计价值 $70 | — | $0 | 20.99% | 22.99% | 2.5% | 申请 → |
 Scotiabank | Earn up to 10,000 bonus Scene+ points within your first 3 months + a 0.99% introductory interest rate on balance transfers for the first 9 months预计价值 $100 | +$50 返现 | $0 | 21.99% | 22.99% | 2.5% | 申请 → |
| Up to $500 in value, including up to 20,000 Aeroplan points预计价值 $340 | — | $89第1年免费 | 21.99% | 22.99% | 2.5% | 申请 → | |
 National Bank | — | +$50 返现 | $70第1年免费 | 20.99% | 22.49% | 2.5% | 申请 → |
| Get up to 100,000 WestJet points - up to $1,000 in travel value预计价值 $1,000 | — | $175 | 19.99% | 22.99% | 2.5% | 申请 → | |
| Get up to $1,900 in value including up to 115,000 points. Plus, get a 0% introductory interest rate on Balance transfers for 12 months.预计价值 $770.50 | +$120 返现 | $150第1年免费 | 21.99% | — | 2.5% | 申请 → | |
| Earn up to $1,220 in value for the first year预计价值 $600 | +$120 返现 | $120 | 20.95% | 22.95% | 2.5% | 申请 → | |
| Earn up to $370 in value, including up to 50,000 TD Rewards Points and receive an Annual Fee rebate for the first year. Conditions apply.预计价值 $250 | — | $89第1年免费 | 21.99% | 22.99% | 2.5% | 申请 → | |
| Get up to 25,000 bonus points in your first anniversary!预计价值 $167 | +$50 返现 | $0 | 21.99% | 23.99% | 2.5% | 申请 → | |
| No fee for your first year | — | $50第1年免费 | 11.25% | 11.25% | 2.5% | 申请 → | |
 Scotiabank | Earn up to 5,000 bonus Scene+ points within your first 3 months (that’s up to $50 towards travel).预计价值 $50 | +$50 返现 | $0 | 21.99% | 22.99% | 2.5% | 申请 → |
| Get up to $1,600 in value and the annual fee waived in the first year. Plus, get a 0% introductory interest rate on balance transfers for 12 months with a 2% transfer fee.预计价值 $1,600 | +$120 返现 | $150第1年免费 | 21.99% | — | 2.5% | 申请 → | |
| Get 20,000 Bonus Points, a 9-month 0.99% introductory interest rate on balance transfers with a 2% transfer fee, and earn rewards from over 400 brands.预计价值 $134 | — | $0 | 21.99% | 23.99% | 2.5% | 申请 → | |
 Vancity | — | — | $0 | 19.5% | — | 2.5% | 申请 → |
 National Bank | — | — | $115 | 20.99% | 22.49% | 2.5% | 申请 → |
 American Express | Up to 10,000 Membership Rewards® points预计价值 $200 | — | $0 | 21.99% | 21.99% | 2.5% | 申请 → |
| Earn a value of $50 in TD Rewards Points to use on eligible Amazon.ca purchases.预计价值 $75.76 | — | $0 | 21.99% | 22.99% | 2.5% | 申请 → |
优惠数据来自 FinlyWealth，更新于 2026-11-08。利率、费用和优惠经常变动，可能与发行方向你展示的内容有所不同 — 在申请前，请务必在发行方的网站上确认当前的条款。“额外返现”是在你通过我们的链接申请并获得批准时由 FinlyWealth 支付的；相关条件见 FinlyWealth 页面。排名采用 FinlyWealth 的评分，其次是开卡礼价值。crediteasy.ca 是独立的，不提供财务建议。
