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United MileagePlus Neo World Elite Mastercard Secured
The United MileagePlus Neo World Elite Mastercard Secured backed by a deposit, so it's one of the easier ways to start or rebuild a Canadian credit history.
Welcome offer
Get up to 25,000 MileagePlus miles
Year-one value: $311 — 25,000 United MileagePlus × 1.6¢ = $400 − $89 annual fee. How we count
Key facts
Pros
- Low annual fee
- Generous intro offer
- Everyday and branded optimization opportunities
- Boosted partner purchase optimization
- Premium travel perks
- Comprehensive coverage
Cons
- High income requirements
- Low base earn rate
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Card data from FinlyWealth, updated 2026-11-08. Rates, fees and offers change often — confirm the current terms on the issuer's site before applying. crediteasy.ca is independent and does not provide financial advice.