⚠ Disclaimer: We may earn a commission if you apply through the links on this page. Any results described are from our own personal experience — individual results vary, and card terms and rewards pricing change over time, so confirm current details with the issuer before applying.
The BMO eclipse Visa Infinite Privilege Card charges no foreign transaction fee, which saves about 2.5% on purchases in other currencies.
Welcome offer
Get up to $2,700 in value including up to 200,000 points, 10 lounge passes and a $200 annual Travel Credit. Plus, enjoy no foreign transaction fees and more.
+$100 extra cash back paid by FinlyWealth when you apply through our link and are approved.
Year-one value: $1,101 — 200,000 BMO Rewards × 0.7¢ = $1,400 + $200 travel credit + $100 extra cash back − $599 annual fee. How we count
Key facts
Pros
- Generous rewards
- Travel credit
- Comprehensive insurance
- Lounge access
- No foreign transaction fees
Cons
- High annual fee
- High income requirements
- Low point value
All BMO cards · Travel rewards cards · No FX fee cards
Similar cards
| Card | Welcome offer | Extra cash back | Annual fee | Purchase rate | Cash advance | FX fee | |
|---|---|---|---|---|---|---|---|
 Scotiabank | Earn up to $1,100 in welcome offers, first year rewards and savings value, including up to 65,000 bonus Scene+ points.Est. value $650 | +$150 cash back | $120 | 21.99% | 22.99% | 0% | Apply → |
 American Express | Up to 15,000 Membership Rewards® pointsEst. value $285 | +$75 cash backuntil Dec 30, 2026 | $191.88 | 21.99% | 21.99% | 2.5% | Apply → |
 Scotiabank | — | +$150 cash back | $150 | 20.99% | 22.99% | 0% | Apply → |
 American Express | Earn up to 85,000 Aeroplan points.Est. value $1,140 | +$150 cash backuntil Dec 30, 2026 | $599 | 21.99% | 21.99% | 2.5% | Apply → |
Card data from FinlyWealth, updated 2026-11-08. Rates, fees and offers change often — confirm the current terms on the issuer's site before applying. crediteasy.ca is independent and does not provide financial advice.