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The Scotiabank American Express Card costs nothing to keep.
Welcome offer
Earn up to 5,000 bonus Scene+ points within your first 3 months (that’s up to $50 towards travel).
+$50 extra cash back paid by FinlyWealth when you apply through our link and are approved.
Year-one value: $100 — 5,000 Scene+ × 1¢ = $50 + $50 extra cash back. How we count
Key facts
Pros
- Strong rewards
- Shell Fuel Savings
- Mobile device insurance
- Exclusive perks
- No annual fee
- Flexible redemptions
- Instant decision. No credit impact.
Cons
- Limited insurance
- Lower acceptance
All Scotiabank cards · No annual fee cards · Travel rewards cards
Similar cards
| Card | Welcome offer | Extra cash back | Annual fee | Purchase rate | Cash advance | FX fee | |
|---|---|---|---|---|---|---|---|
 Scotiabank | Earn up to $1,100 in welcome offers, first year rewards and savings value, including up to 65,000 bonus Scene+ points.Est. value $650 | +$150 cash back | $120 | 21.99% | 22.99% | 0% | Apply → |
 American Express | Up to 15,000 Membership Rewards® pointsEst. value $285 | +$75 cash backuntil Dec 30, 2026 | $191.88 | 21.99% | 21.99% | 2.5% | Apply → |
 Scotiabank | — | +$150 cash back | $150 | 20.99% | 22.99% | 0% | Apply → |
 American Express | Earn up to 85,000 Aeroplan points.Est. value $1,140 | +$150 cash backuntil Dec 30, 2026 | $599 | 21.99% | 21.99% | 2.5% | Apply → |
Card data from FinlyWealth, updated 2026-11-08. Rates, fees and offers change often — confirm the current terms on the issuer's site before applying. crediteasy.ca is independent and does not provide financial advice.