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The Scotiabank Gold American Express Card charges no foreign transaction fee, which saves about 2.5% on purchases in other currencies.
Welcome offer
Earn up to $1,100 in welcome offers, first year rewards and savings value, including up to 65,000 bonus Scene+ points.
+$150 extra cash back paid by FinlyWealth when you apply through our link and are approved.
Year-one value: $680 — 65,000 Scene+ × 1¢ = $650 + $150 extra cash back − $120 annual fee. How we count
Key facts
Pros
- No foreign transaction fees
- Well-rounded rewards
- Shell Fuel Savings
- Comprehensive insurance
- Flexible redemptions
Cons
- Limited acceptance
- No lounge access
- Annual fee
All Scotiabank cards · Travel rewards cards · No FX fee cards
Similar cards
| Card | Welcome offer | Extra cash back | Annual fee | Purchase rate | Cash advance | FX fee | |
|---|---|---|---|---|---|---|---|
 American Express | Up to 15,000 Membership Rewards® pointsEst. value $285 | +$75 cash backuntil Dec 30, 2026 | $191.88 | 21.99% | 21.99% | 2.5% | Apply → |
 Scotiabank | — | +$150 cash back | $150 | 20.99% | 22.99% | 0% | Apply → |
 American Express | Earn up to 85,000 Aeroplan points.Est. value $1,140 | +$150 cash backuntil Dec 30, 2026 | $599 | 21.99% | 21.99% | 2.5% | Apply → |
| Earn up to $1,400 in value, including up to 160,000 TD Rewards Points and receive an Annual Fee rebate for the first year.Est. value $800 | +$50 cash back | $1391st year free | 21.99% | 22.99% | 2.5% | Apply → |
Card data from FinlyWealth, updated 2026-11-08. Rates, fees and offers change often — confirm the current terms on the issuer's site before applying. crediteasy.ca is independent and does not provide financial advice.