⚠ Disclaimer: We may earn a commission if you apply through the links on this page. Any results described are from our own personal experience — individual results vary, and card terms and rewards pricing change over time, so confirm current details with the issuer before applying.
Welcome offer
Earn up to 85,000 Aeroplan points.
+$150 extra cash back paid by FinlyWealth when you apply through our link and are approved (offer ends Dec 30, 2026).
Year-one value: $1,251 — 85,000 Aeroplan × 2¢ = $1,700 + $150 extra cash back − $599 annual fee. How we count
Key facts
Pros
- Generous rewards rate
- Free checked bags
- Preferred flight pricing
- Unlimited airport lounge access
- Extensive coverage
- Instant decision. No credit impact.
Cons
- Limited acceptance
- Limited loyalty rewards
- High annual fee
- Limited lounge brand access
All American Express cards · Travel rewards cards · Airline cards
Similar cards
| Card | Welcome offer | Extra cash back | Annual fee | Purchase rate | Cash advance | FX fee | |
|---|---|---|---|---|---|---|---|
 Scotiabank | Earn up to $1,100 in welcome offers, first year rewards and savings value, including up to 65,000 bonus Scene+ points.Est. value $650 | +$150 cash back | $120 | 21.99% | 22.99% | 0% | Apply → |
 American Express | Up to 15,000 Membership Rewards® pointsEst. value $285 | +$75 cash backuntil Dec 30, 2026 | $191.88 | 21.99% | 21.99% | 2.5% | Apply → |
 Scotiabank | — | +$150 cash back | $150 | 20.99% | 22.99% | 0% | Apply → |
| Earn up to $1,400 in value, including up to 160,000 TD Rewards Points and receive an Annual Fee rebate for the first year.Est. value $800 | +$50 cash back | $1391st year free | 21.99% | 22.99% | 2.5% | Apply → |
Card data from FinlyWealth, updated 2026-11-08. Rates, fees and offers change often — confirm the current terms on the issuer's site before applying. crediteasy.ca is independent and does not provide financial advice.