#1
KOHO Core Mastercard
KOHO · 评分 4.9/5
开卡礼: New clients can earn 10% cash back using promo code FW10C26
通过 FinlyWealth 可获得 +$100 额外返现
年费$0
购物利率预付卡
外币手续费2.5%
⚠ Disclaimer: We may earn a commission if you apply through the links on this page. Any results described are from our own personal experience — individual results vary, and card terms and rewards pricing change over time, so confirm current details with the issuer before applying.
在加拿大建立或重建信用的信用卡
刚到加拿大或在挫折后重建信用？担保信用卡像普通信用卡一样向信用局报告，由你提供的存款作为担保。预付卡有助于预算管理，但通常不会建立信用。
前 3 项精选
#2
Students – BMO CashBack Mastercard
BMO · 评分 4.8/5
Highest cashback for students
开卡礼: 5% cash back for the first 3 months, up to $2,500 in spend
年费$0
购物利率21.99%
外币手续费2.5%
#3
Secured Neo World Mastercard – Everywhere
Neo Financial · 评分 4.8/5
Customers who want simplicity with strong flat-rate cashback on all purchases
开卡礼: Get a $25 account credit
通过 FinlyWealth 可获得 +$50 额外返现
年费$119.88
购物利率19.99%
外币手续费3%
全部 14 项对比
| 卡片 | 开卡礼 | 额外返现 | 年费 | 购物利率 | 预支现金 | 外币手续费 | |
|---|---|---|---|---|---|---|---|
| New clients can earn 10% cash back using promo code FW10C26 | +$100 返现 | $0 | 预付卡 | — | 2.5% | 申请 → | |
| 5% cash back for the first 3 months, up to $2,500 in spend预计价值 $125 | — | $0 | 21.99% | 23.99% | 2.5% | 申请 → | |
Neo Financial | Get a $25 account credit预计价值 $25 | +$50 返现 | $119.88 | 19.99% | 22.99% | 3% | 申请 → |
 Neo Financial | Get a $25 account credit预计价值 $25 | +$50 返现 | $119.88 | 19.99% | 22.99% | 3% | 申请 → |
 Neo Financial | Get a $25 account credit预计价值 $25 | +$50 返现 | $119.88 | 19.99% | 22.99% | 3% | 申请 → |
| New clients can earn 10% cash back using promo code FW10C26 | +$100 返现 | $177 | 预付卡 | — | 0% | 申请 → | |
 Neo Financial | Get a $25 account credit预计价值 $25 | +$50 返现 | $119.88 | 19.99% | 22.99% | 3% | 申请 → |
| — | — | $0 | 预付卡 | — | 3% | 申请 → | |
 Neo Financial | Get a $25 account credit预计价值 $25 | +$100 返现 | $149 | 19.99% | 22.99% | 3% | 申请 → |
 Neo Financial | Get a $25 account credit预计价值 $25 | +$100 返现 | $149 | 19.99% | 22.99% | 2.75% | 申请 → |
 Neo Financial | Get a $25 account credit预计价值 $25 | +$100 返现 | $149 | 19.99% | 22.99% | 2.75% | 申请 → |
 EQ Bank | N/A | — | $0 | 预付卡 | — | 0% | 申请 → |
| New clients can earn 10% cash back using promo code FW10C26 | +$100 返现 | $144 | 预付卡 | — | 0% | 申请 → | |
| Get up to 25,000 MileagePlus miles预计价值 $320 | — | $89 | 19.99% | 22.99% | 3% | 申请 → |
优惠数据来自 FinlyWealth，更新于 2026-11-08。利率、费用和优惠经常变动，可能与发行方向你展示的内容有所不同 — 在申请前，请务必在发行方的网站上确认当前的条款。“额外返现”是在你通过我们的链接申请并获得批准时由 FinlyWealth 支付的；相关条件见 FinlyWealth 页面。排名采用 FinlyWealth 的评分，其次是开卡礼价值。crediteasy.ca 是独立的，不提供财务建议。