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The EQ Bank Card a prepaid card: you load money first, so there's no interest — but it generally won't build your credit history; it costs nothing to keep; it charges no foreign transaction fee, which saves about 2.5% on purchases in other currencies.
Welcome offer
N/A
Key facts
Pros
- Best prepaid card
- No ATM fees
- Interest earned on balance
- No foreign transaction fee
- Some purchase cashback
Cons
- No insurance
Cash back cards · Build credit cards
Similar cards
| Card | Welcome offer | Extra cash back | Annual fee | Purchase rate | Cash advance | FX fee | |
|---|---|---|---|---|---|---|---|
| New clients can earn 10% cash back using promo code FW10C26 | +$100 cash back | $0 | Prepaid | — | 2.5% | Apply → | |
| New clients can earn 10% cash back using promo code FW10C26 | +$100 cash back | $177 | Prepaid | — | 0% | Apply → | |
| New clients can earn 10% cash back using promo code FW10C26 | +$100 cash back | $144 | Prepaid | — | 0% | Apply → |
Card data from FinlyWealth, updated 2026-11-08. Rates, fees and offers change often — confirm the current terms on the issuer's site before applying. crediteasy.ca is independent and does not provide financial advice.