⚠ Disclaimer: We may earn a commission if you apply through the links on this page. Any results described are from our own personal experience — individual results vary, and card terms and rewards pricing change over time, so confirm current details with the issuer before applying.
The KOHO Core Mastercard a prepaid card: you load money first, so there's no interest — but it generally won't build your credit history; it costs nothing to keep.
Welcome offer
New clients can earn 10% cash back using promo code FW10C26
+$100 extra cash back paid by FinlyWealth when you apply through our link and are approved.
Key facts
Pros
- No credit check
- Interest on balance
- No annual fee
- Secured credit building
- Unlimited e-transfers
Cons
- Low purchase reward rate
- Limited benefits
All KOHO cards · Cash back cards · Build credit cards
Similar cards
| Card | Welcome offer | Extra cash back | Annual fee | Purchase rate | Cash advance | FX fee | |
|---|---|---|---|---|---|---|---|
| New clients can earn 10% cash back using promo code FW10C26 | +$100 cash back | $177 | Prepaid | — | 0% | Apply → | |
 EQ Bank | N/A | — | $0 | Prepaid | — | 0% | Apply → |
| New clients can earn 10% cash back using promo code FW10C26 | +$100 cash back | $144 | Prepaid | — | 0% | Apply → |
Card data from FinlyWealth, updated 2026-11-08. Rates, fees and offers change often — confirm the current terms on the issuer's site before applying. crediteasy.ca is independent and does not provide financial advice.