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Las tarjetas de puntos valen la pena cuando las canjeas por vuelos y hoteles. Presta atención a la cuota anual y a la comisión por transacciones en el extranjero si gastas en el extranjero.
Great rewards, travel benefits and no FX fees
Oferta de bienvenida: Earn up to $1,100 in welcome offers, first year rewards and savings value, including up to 65,000 bonus Scene+ points.
+$150 extra de reembolso en efectivo a través de FinlyWealth
Premium Travel Perks and No FX Fees
Oferta de bienvenida: Earn up to 40,000 bonus Scene+ points
Best travel points earning credit card in Canada
Oferta de bienvenida: Up to 15,000 Membership Rewards® points
+$75 extra de reembolso en efectivo a través de FinlyWealth
| Tarjeta | Oferta de bienvenida | Reembolso en efectivo extra | Cuota anual | tasa de compras | adelanto de efectivo | comisión por transacciones en el extranjero | |
|---|---|---|---|---|---|---|---|
Scotiabank | Earn up to $1,100 in welcome offers, first year rewards and savings value, including up to 65,000 bonus Scene+ points.Valor est. $650 | +$150 de reembolso en efectivo | $120 | 21.99% | 22.99% | 0% | Solicítalo → |
| Earn up to 40,000 bonus Scene+ pointsValor est. $400 | — | $199 | 19.99% | 22.99% | 0% | Solicítalo → | |
American Express | Up to 15,000 Membership Rewards® pointsValor est. $285 | +$75 de reembolso en efectivohasta 2026-12-30 | $191.88 | 21.99% | 21.99% | 2.5% | Solicítalo → |
 Scotiabank | — | +$150 de reembolso en efectivo | $150 | 20.99% | 22.99% | 0% | Solicítalo → |
 American Express | Earn up to 90,000 Aeroplan® pointsValor est. $1,530 | — | $599 | 21.99% | 21.99% | 2.5% | Solicítalo → |
 American Express | Earn up to 85,000 Aeroplan points.Valor est. $1,140 | +$150 de reembolso en efectivohasta 2026-12-30 | $599 | 21.99% | 21.99% | 2.5% | Solicítalo → |
| Earn up to $1,400 in value, including up to 160,000 TD Rewards Points and receive an Annual Fee rebate for the first year.Valor est. $800 | +$50 de reembolso en efectivo | $1391er año gratis | 21.99% | 22.99% | 2.5% | Solicítalo → | |
 American Express | Earn up to 120,000 bonus Membership Rewards® pointsValor est. $2,400 | +$175 de reembolso en efectivohasta 2026-12-30 | $799 | Paga el total | — | 2.5% | Solicítalo → |
 American Express | Earn up to 100,000 Membership Rewards® pointsValor est. $1,330 | +$150 de reembolso en efectivohasta 2026-12-30 | $799 | 21.99% | — | 2.5% | Solicítalo → |
 National Bank | Earn up to 35,000 rewards points upon enrollment + win one of five $10,000 À la Carte Travel gift certificatesValor est. $350 | +$100 de reembolso en efectivo | $150 | 20.99% | 22.49% | 2.5% | Solicítalo → |
 American Express | Earn a welcome bonus of up to 70,000 Membership Rewards® points in your first yearValor est. $1,190 | — | $199 | Paga el total | — | 2.5% | Solicítalo → |
| Get up to 70,000 VIPorter points and a round-trip companion pass. Plus receive $1,000 in Qualifying Spend.Valor est. $1,050 | +$125 de reembolso en efectivo | $1991er año gratis | 21.99% | 23.99% | 2.5% | Solicítalo → | |
| Up to $1,550 in value including up to 50,000 Aeroplan points and a first-year Annual Fee rebate.Valor est. $950 | — | $1391er año gratis | 21.99% | 22.99% | 2.5% | Solicítalo → | |
| Earn up to 80,000 bonus Scene+ points within your first 14 months.Valor est. $800 | +$175 de reembolso en efectivo | $599 | 20.99% | 22.99% | 0% | Solicítalo → | |
 American Express | Earn up to 80,000 bonus Marriott Bonvoy® pointsValor est. $602 | — | $150 | 21.99% | 21.99% | 2.5% | Solicítalo → |
 American Express | Earn up to 70,000 Hilton Honors™ Points and a Free Night RewardValor est. $420 | — | $150 | 21.99% | 21.99% | 2.5% | Solicítalo → |
| Get 14,000 Avion points - that's $100 of value in gift cards! Apply by January 12, 2027.Valor est. $140 | — | $48 | 20.99% | 22.99% | 2.5% | Solicítalo → | |
| Get up to 100,000 Avion pointsValor est. $1,400 | — | $399 | 20.99% | — | 2.5% | Solicítalo → | |
| Get up to 70,000 Avion pointsValor est. $1,100 | — | $120 | 20.99% | 22.99% | 2.5% | Solicítalo → | |
| Up to $3,300 in value including up to 100,000 Aeroplan points could be yours. Conditions Apply.Valor est. $1,445 | — | $599 | 21.99% | 22.99% | 2.5% | Solicítalo → | |
 American Express | Earn up to 60,000 Membership Rewards® pointsValor est. $1,200 | — | $250 | 21.99% | 21.99% | 2.5% | Solicítalo → |
 Vancity | — | — | $1201er año gratis | 19.5% | — | 2.5% | Solicítalo → |
 American Express | — | — | $120 | 21.99% | 21.99% | 2.5% | Solicítalo → |
| Get up to 70,000 WestJet pointsValor est. $700 | +$140 de reembolso en efectivo | $139 | 20.99% | 22.99% | 2.5% | Solicítalo → | |
 Neo Financial | Get up to 25,000 MileagePlus milesValor est. $320 | +$125 de reembolso en efectivo | $89 | 19.99% | 22.99% | 3% | Solicítalo → |
| Get up to $2,700 in value including up to 200,000 points, 10 lounge passes and a $200 annual Travel Credit. Plus, enjoy no foreign transaction fees and more.Valor est. $1,340 | +$100 de reembolso en efectivo | $599 | 21.99% | 23.99% | 0% | Solicítalo → | |
| Get up to $1,200 in value including up to 80,000 Bonus points, monthly streaming statement credit, $50 statement credit, and no annual fee in your first year.Valor est. $536 | +$200 de reembolso en efectivo | $1201er año gratis | 21.99% | — | 2.5% | Solicítalo → | |
| Earn up to $2,800 in value in the first 14 months, including up to 80,000 bonus Scene+ points.Valor est. $800 | +$175 de reembolso en efectivo | $399 | 9.99% | 9.99% | 0% | Solicítalo → | |
 American Express | Earn up to 45,000 Aeroplan pointsValor est. $680 | — | $120 | Paga el total | — | 2.5% | Solicítalo → |
| Get up to 40,000 VIPorter points and a 35% off flight voucher.Valor est. $600 | +$100 de reembolso en efectivo | $891er año gratis | 21.99% | 23.99% | 2.5% | Solicítalo → | |
| Get up to 25,000 MileagePlus milesValor est. $320 | — | $89 | 19.99% | 22.99% | 3% | Solicítalo → | |
 RBC | Get up to 7,000 Avion points - that's $50 of value in gift cards! Apply by January 12, 2027.Valor est. $70 | — | $0 | 20.99% | 22.99% | 2.5% | Solicítalo → |
 Scotiabank | Earn up to 10,000 bonus Scene+ points within your first 3 months + a 0.99% introductory interest rate on balance transfers for the first 9 monthsValor est. $100 | +$50 de reembolso en efectivo | $0 | 21.99% | 22.99% | 2.5% | Solicítalo → |
| Up to $500 in value, including up to 20,000 Aeroplan pointsValor est. $340 | — | $891er año gratis | 21.99% | 22.99% | 2.5% | Solicítalo → | |
 National Bank | — | +$50 de reembolso en efectivo | $701er año gratis | 20.99% | 22.49% | 2.5% | Solicítalo → |
| Get up to 100,000 WestJet points - up to $1,000 in travel valueValor est. $1,000 | — | $175 | 19.99% | 22.99% | 2.5% | Solicítalo → | |
| Get up to $1,900 in value including up to 115,000 points. Plus, get a 0% introductory interest rate on Balance transfers for 12 months.Valor est. $770.50 | +$120 de reembolso en efectivo | $1501er año gratis | 21.99% | — | 2.5% | Solicítalo → | |
| Earn up to $1,220 in value for the first yearValor est. $600 | +$120 de reembolso en efectivo | $120 | 20.95% | 22.95% | 2.5% | Solicítalo → | |
| Earn up to $370 in value, including up to 50,000 TD Rewards Points and receive an Annual Fee rebate for the first year. Conditions apply.Valor est. $250 | — | $891er año gratis | 21.99% | 22.99% | 2.5% | Solicítalo → | |
| Get up to 25,000 bonus points in your first anniversary!Valor est. $167 | +$50 de reembolso en efectivo | $0 | 21.99% | 23.99% | 2.5% | Solicítalo → | |
| No fee for your first year | — | $501er año gratis | 11.25% | 11.25% | 2.5% | Solicítalo → | |
 Scotiabank | Earn up to 5,000 bonus Scene+ points within your first 3 months (that’s up to $50 towards travel).Valor est. $50 | +$50 de reembolso en efectivo | $0 | 21.99% | 22.99% | 2.5% | Solicítalo → |
| Get up to $1,600 in value and the annual fee waived in the first year. Plus, get a 0% introductory interest rate on balance transfers for 12 months with a 2% transfer fee.Valor est. $1,600 | +$120 de reembolso en efectivo | $1501er año gratis | 21.99% | — | 2.5% | Solicítalo → | |
| Get 20,000 Bonus Points, a 9-month 0.99% introductory interest rate on balance transfers with a 2% transfer fee, and earn rewards from over 400 brands.Valor est. $134 | — | $0 | 21.99% | 23.99% | 2.5% | Solicítalo → | |
 Vancity | — | — | $0 | 19.5% | — | 2.5% | Solicítalo → |
 National Bank | — | — | $115 | 20.99% | 22.49% | 2.5% | Solicítalo → |
 American Express | Up to 10,000 Membership Rewards® pointsValor est. $200 | — | $0 | 21.99% | 21.99% | 2.5% | Solicítalo → |
| Earn a value of $50 in TD Rewards Points to use on eligible Amazon.ca purchases.Valor est. $75.76 | — | $0 | 21.99% | 22.99% | 2.5% | Solicítalo → |
Datos de la oferta de FinlyWealth, actualizados 2026-11-09. Las tasas, las comisiones y las ofertas cambian con frecuencia y pueden diferir de lo que el emisor te muestra — confirma siempre los términos actuales en el sitio del emisor antes de solicitarla. "Reembolso en efectivo extra" es pagado por FinlyWealth cuando solicitas a través de nuestro enlace y eres aprobado; las condiciones están en la página de FinlyWealth. Los rankings utilizan la calificación de FinlyWealth y luego el valor de la oferta de bienvenida. crediteasy.ca es independiente y no brinda asesoramiento financiero.
