⚠ Disclaimer: We may earn a commission if you apply through the links on this page. Any results described are from our own personal experience — individual results vary, and card terms and rewards pricing change over time, so confirm current details with the issuer before applying.
大多数加拿大信用卡会在每笔外币消费中增加约 2.5% 的费用。这些信用卡收取的费用为 0%。
Great rewards, travel benefits and no FX fees
开卡礼: Earn up to $1,100 in welcome offers, first year rewards and savings value, including up to 65,000 bonus Scene+ points.
通过 FinlyWealth 可获得 +$150 额外返现
Premium Travel Perks and No FX Fees
开卡礼: Earn up to 40,000 bonus Scene+ points
Premium Travel Perks and No FX Fees
通过 FinlyWealth 可获得 +$150 额外返现
| 卡片 | 开卡礼 | 额外返现 | 年费 | 购物利率 | 预支现金 | 外币手续费 | |
|---|---|---|---|---|---|---|---|
Scotiabank | Earn up to $1,100 in welcome offers, first year rewards and savings value, including up to 65,000 bonus Scene+ points.预计价值 $650 | +$150 返现 | $120 | 21.99% | 22.99% | 0% | 申请 → |
| Earn up to 40,000 bonus Scene+ points预计价值 $400 | — | $199 | 19.99% | 22.99% | 0% | 申请 → | |
Scotiabank | — | +$150 返现 | $150 | 20.99% | 22.99% | 0% | 申请 → |
| Earn up to 80,000 bonus Scene+ points within your first 14 months.预计价值 $800 | +$175 返现 | $599 | 20.99% | 22.99% | 0% | 申请 → | |
 Wealthsimple | Get 5% cash back for the first 35 days预计价值 $300 | — | $240 | 20.99% | 22.99% | 0% | 申请 → |
| Get up to $2,700 in value including up to 200,000 points, 10 lounge passes and a $200 annual Travel Credit. Plus, enjoy no foreign transaction fees and more.预计价值 $1,340 | +$100 返现 | $599 | 21.99% | 23.99% | 0% | 申请 → | |
 Wealthsimple | Get 5% cash back for the first 35 days预计价值 $300 | — | $240 | 20.99% | 22.99% | 0% | 申请 → |
| Earn up to $2,800 in value in the first 14 months, including up to 80,000 bonus Scene+ points.预计价值 $800 | +$175 返现 | $399 | 9.99% | 9.99% | 0% | 申请 → |
优惠数据来自 FinlyWealth，更新于 2026-11-08。利率、费用和优惠经常变动，可能与发行方向你展示的内容有所不同 — 在申请前，请务必在发行方的网站上确认当前的条款。“额外返现”是在你通过我们的链接申请并获得批准时由 FinlyWealth 支付的；相关条件见 FinlyWealth 页面。排名采用 FinlyWealth 的评分，其次是开卡礼价值。crediteasy.ca 是独立的，不提供财务建议。
