
Students – BMO CashBack Mastercard
Highest cashback for students
开卡礼: 5% cash back for the first 3 months, up to $2,500 in spend
⚠ Disclaimer: We may earn a commission if you apply through the links on this page. Any results described are from our own personal experience — individual results vary, and card terms and rewards pricing change over time, so confirm current details with the issuer before applying.
我们追踪的所有 12 张 BMO 信用卡,包含当前的开卡礼、费用和利率。精选推荐根据 FinlyWealth 评分进行排名,然后按开卡礼价值排序。

Highest cashback for students
开卡礼: 5% cash back for the first 3 months, up to $2,500 in spend

Premium card for frequent Porter airline travelers
开卡礼: Get up to 70,000 VIPorter points and a round-trip companion pass. Plus receive $1,000 in Qualifying Spend.
通过 FinlyWealth 可获得 +$125 额外返现

低利率
开卡礼: Get a 0% introductory interest rate on Balance Transfers for 18 months with a 3% transfer fee and a $29 first-year annual fee rebate.
| 卡片 | 开卡礼 | 额外返现 | 年费 | 购物利率 | 预支现金 | 外币手续费 | |
|---|---|---|---|---|---|---|---|
| 5% cash back for the first 3 months, up to $2,500 in spend预计价值 $125 | — | $0 | 21.99% | 23.99% | 2.5% | 申请 → | |
| Get up to 70,000 VIPorter points and a round-trip companion pass. Plus receive $1,000 in Qualifying Spend.预计价值 $1,050 | +$125 返现 | $199第1年免费 | 21.99% | 23.99% | 2.5% | 申请 → | |
| Get a 0% introductory interest rate on Balance Transfers for 18 months with a 3% transfer fee and a $29 first-year annual fee rebate. | — | $29第1年免费 | 13.99% | 15.99% | 2.5% | 申请 → | |
| Get up to $2,700 in value including up to 200,000 points, 10 lounge passes and a $200 annual Travel Credit. Plus, enjoy no foreign transaction fees and more.预计价值 $1,340 | +$100 返现 | $599 | 21.99% | 23.99% | 0% | 申请 → | |
| Get up to $650 in value预计价值 $650 | +$120 返现 | $139第1年免费 | 21.99% | 23.99% | 2.5% | 申请 → | |
| Get up to $1,200 in value including up to 80,000 Bonus points, monthly streaming statement credit, $50 statement credit, and no annual fee in your first year.预计价值 $536 | +$200 返现 | $120第1年免费 | 21.99% | — | 2.5% | 申请 → | |
| Get up to 40,000 VIPorter points and a 35% off flight voucher.预计价值 $600 | +$100 返现 | $89第1年免费 | 21.99% | 23.99% | 2.5% | 申请 → | |
| Get up to $1,900 in value including up to 115,000 points. Plus, get a 0% introductory interest rate on Balance transfers for 12 months.预计价值 $770.50 | +$120 返现 | $150第1年免费 | 21.99% | — | 2.5% | 申请 → | |
| Get up to 25,000 bonus points in your first anniversary!预计价值 $167 | +$50 返现 | $0 | 21.99% | 23.99% | 2.5% | 申请 → | |
| Get up to $1,600 in value and the annual fee waived in the first year. Plus, get a 0% introductory interest rate on balance transfers for 12 months with a 2% transfer fee.预计价值 $1,600 | +$120 返现 | $150第1年免费 | 21.99% | — | 2.5% | 申请 → | |
| 5% cash back for the first 3 months, up to $2,500 in spend预计价值 $125 | — | $0 | 21.99% | 23.99% | 2.5% | 申请 → | |
| Get 20,000 Bonus Points, a 9-month 0.99% introductory interest rate on balance transfers with a 2% transfer fee, and earn rewards from over 400 brands.预计价值 $134 | — | $0 | 21.99% | 23.99% | 2.5% | 申请 → |
优惠数据来自 FinlyWealth,更新于 2026-11-08。利率、费用和优惠经常变动,可能与发行方向你展示的内容有所不同 — 在申请前,请务必在发行方的网站上确认当前的条款。“额外返现”是在你通过我们的链接申请并获得批准时由 FinlyWealth 支付的;相关条件见 FinlyWealth 页面。排名采用 FinlyWealth 的评分,其次是开卡礼价值。crediteasy.ca 是独立的,不提供财务建议。