#1
MBNA True Line Mastercard
MBNA · 评分 5/5
Balance transfer and interest savings
开卡礼: 0% rate on balance transfers for 12 months (3% fee applies). Not available for residents of Quebec.
通过 FinlyWealth 可获得 +$50 额外返现
年费$0
购物利率12.99%
外币手续费2.5%
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加拿大余额转账信用卡
这些卡目前宣传低利率或 0% 的余额转账促销利率。查看转账手续费以及促销持续多长时间 — 然后使用我们的余额转账计算器进行计算。
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#2
RBC Visa Classic Low Rate Option
RBC · 评分 4.8/5
开卡礼: Enjoy a 1.9% introductory interest rate for the first 10 months on balance transfers and no annual fee for the first year. Apply by January 12, 2027.
年费$20 (第1年免费)
购物利率12.99%
外币手续费2.5%
#3
Tangerine Money-Back World Mastercard
Tangerine · 评分 4.6/5
开卡礼: Get $120 with a Tangerine® Money-Back World Mastercard® and a limited time promo rate on balance transfers
通过 FinlyWealth 可获得 +$75 额外返现
年费$0
购物利率20.95%
外币手续费2.5%
全部 12 项对比
| 卡片 | 开卡礼 | 额外返现 | 年费 | 购物利率 | 预支现金 | 外币手续费 | |
|---|---|---|---|---|---|---|---|
| 0% rate on balance transfers for 12 months (3% fee applies). Not available for residents of Quebec. | +$50 返现 | $0 | 12.99% | 24.99% | 2.5% | 申请 → | |
| Enjoy a 1.9% introductory interest rate for the first 10 months on balance transfers and no annual fee for the first year. Apply by January 12, 2027. | — | $20第1年免费 | 12.99% | 14.99% | 2.5% | 申请 → | |
| Get $120 with a Tangerine® Money-Back World Mastercard® and a limited time promo rate on balance transfers预计价值 $120 | +$75 返现 | $0 | 20.95% | 22.95% | 2.5% | 申请 → | |
 Scotiabank | 0% interest on balance transfers for 9 months + first year fee rebate + extra savings at shell | +$50 返现 | $29第1年免费 | 13.99% | 13.99% | 2.5% | 申请 → |
| Get a 0% introductory interest rate on Balance Transfers for 18 months with a 3% transfer fee and a $29 first-year annual fee rebate. | — | $29第1年免费 | 13.99% | 15.99% | 2.5% | 申请 → | |
 Tangerine | 10% Cash Back (up to $100 value) + 1.95% balance transfer promo rate for 6 months预计价值 $100 | +$75 返现 | $0 | 20.95% | 22.95% | 2.5% | 申请 → |
 Scotiabank | Earn up to 10,000 bonus Scene+ points within your first 3 months + a 0.99% introductory interest rate on balance transfers for the first 9 months预计价值 $100 | +$50 返现 | $0 | 21.99% | 22.99% | 2.5% | 申请 → |
| Get up to $1,900 in value including up to 115,000 points. Plus, get a 0% introductory interest rate on Balance transfers for 12 months.预计价值 $770.50 | +$120 返现 | $150第1年免费 | 21.99% | — | 2.5% | 申请 → | |
| Get up to $1,600 in value and the annual fee waived in the first year. Plus, get a 0% introductory interest rate on balance transfers for 12 months with a 2% transfer fee.预计价值 $1,600 | +$120 返现 | $150第1年免费 | 21.99% | — | 2.5% | 申请 → | |
 Scotiabank | Earn 5% Cash Back on all purchases for the first 3 months, plus get 0.99% introductory interest rate on balance transfers for the first 9 months预计价值 $100 | +$50 返现 | $0 | 19.99% | 22.99% | 2.5% | 申请 → |
 Scotiabank | 0.99% introductory interest rate on balance transfers for the first 9 months | +$60 返现 | $39 | 19.99% | 22.99% | 2.5% | 申请 → |
| Get 20,000 Bonus Points, a 9-month 0.99% introductory interest rate on balance transfers with a 2% transfer fee, and earn rewards from over 400 brands.预计价值 $134 | — | $0 | 21.99% | 23.99% | 2.5% | 申请 → |
优惠数据来自 FinlyWealth，更新于 2026-11-08。利率、费用和优惠经常变动，可能与发行方向你展示的内容有所不同 — 在申请前，请务必在发行方的网站上确认当前的条款。“额外返现”是在你通过我们的链接申请并获得批准时由 FinlyWealth 支付的；相关条件见 FinlyWealth 页面。排名采用 FinlyWealth 的评分，其次是开卡礼价值。crediteasy.ca 是独立的，不提供财务建议。