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Ces cartes proposent actuellement un taux promotionnel bas ou de 0% sur les transferts de solde. Vérifiez les frais de transfert et la durée de la promotion — puis faites vos calculs avec notre calculateur de transfert de solde.
Balance transfer and interest savings
Offre de bienvenue : 0% rate on balance transfers for 12 months (3% fee applies). Not available for residents of Quebec.
+$50 de remise en argent supplémentaire via FinlyWealth
Offre de bienvenue : Enjoy a 1.9% introductory interest rate for the first 10 months on balance transfers and no annual fee for the first year. Apply by January 12, 2027.
Offre de bienvenue : Get $120 with a Tangerine® Money-Back World Mastercard® and a limited time promo rate on balance transfers
+$75 de remise en argent supplémentaire via FinlyWealth
| Carte | Offre de bienvenue | Remise en argent supplémentaire | Frais annuels | Taux sur les achats | Avance de fonds | Frais de transaction à l'étranger | |
|---|---|---|---|---|---|---|---|
MBNA True Line Mastercard MBNA | 0% rate on balance transfers for 12 months (3% fee applies). Not available for residents of Quebec. | +$50 remise en argent | $0 | 12.99% | 24.99% | 2.5% | Demander → |
RBC Visa Classic Low Rate Option RBC | Enjoy a 1.9% introductory interest rate for the first 10 months on balance transfers and no annual fee for the first year. Apply by January 12, 2027. | — | $201re année gratuite | 12.99% | 14.99% | 2.5% | Demander → |
Tangerine Money-Back World Mastercard Tangerine | Get $120 with a Tangerine® Money-Back World Mastercard® and a limited time promo rate on balance transfersValeur estimée $120 | +$75 remise en argent | $0 | 20.95% | 22.95% | 2.5% | Demander → |
 Scotiabank Value Visa Card Scotiabank | 0% interest on balance transfers for 9 months + first year fee rebate + extra savings at shell | +$50 remise en argent | $291re année gratuite | 13.99% | 13.99% | 2.5% | Demander → |
 BMO Preferred Rate Mastercard BMO | Get a 0% introductory interest rate on Balance Transfers for 18 months with a 3% transfer fee and a $29 first-year annual fee rebate. | — | $291re année gratuite | 13.99% | 15.99% | 2.5% | Demander → |
 Tangerine Money-Back Mastercard Tangerine | 10% Cash Back (up to $100 value) + 1.95% balance transfer promo rate for 6 monthsValeur estimée $100 | +$75 remise en argent | $0 | 20.95% | 22.95% | 2.5% | Demander → |
 Scotiabank Scene+ Visa Card Scotiabank | Earn up to 10,000 bonus Scene+ points within your first 3 months + a 0.99% introductory interest rate on balance transfers for the first 9 monthsValeur estimée $100 | +$50 remise en argent | $0 | 21.99% | 22.99% | 2.5% | Demander → |
 BMO Ascend World Elite Mastercard BMO | Get up to $1,900 in value including up to 115,000 points. Plus, get a 0% introductory interest rate on Balance transfers for 12 months.Valeur estimée $770.50 | +$120 remise en argent | $1501re année gratuite | 21.99% | — | 2.5% | Demander → |
 BMO Blue Rewards World Elite Mastercard BMO | Get up to $1,600 in value and the annual fee waived in the first year. Plus, get a 0% introductory interest rate on balance transfers for 12 months with a 2% transfer fee.Valeur estimée $1,600 | +$120 remise en argent | $1501re année gratuite | 21.99% | — | 2.5% | Demander → |
 Scotia Momentum No-Fee Visa Card Scotiabank | Earn 5% Cash Back on all purchases for the first 3 months, plus get 0.99% introductory interest rate on balance transfers for the first 9 monthsValeur estimée $100 | +$50 remise en argent | $0 | 19.99% | 22.99% | 2.5% | Demander → |
 Scotia Momentum Visa Card Scotiabank | 0.99% introductory interest rate on balance transfers for the first 9 months | +$60 remise en argent | $39 | 19.99% | 22.99% | 2.5% | Demander → |
 BMO Blue Rewards Mastercard BMO | Get 20,000 Bonus Points, a 9-month 0.99% introductory interest rate on balance transfers with a 2% transfer fee, and earn rewards from over 400 brands.Valeur estimée $134 | — | $0 | 21.99% | 23.99% | 2.5% | Demander → |
Données d'offre de FinlyWealth, mises à jour le 2026-11-08. Les taux, les frais et les offres changent souvent et peuvent différer de ce que l'émetteur vous présente — confirmez toujours les modalités actuelles sur le site de l'émetteur avant de faire une demande. Une « remise en argent supplémentaire » est versée par FinlyWealth lorsque vous faites une demande via notre lien et que vous êtes approuvé; les conditions se trouvent sur la page de FinlyWealth. Les classements utilisent la cote de FinlyWealth, puis la valeur de l'offre de bienvenue. crediteasy.ca est indépendant et ne fournit pas de conseils financiers.