⚠ Disclaimer: We may earn a commission if you apply through the links on this page. Any results described are from our own personal experience — individual results vary, and card terms and rewards pricing change over time, so confirm current details with the issuer before applying.
Estas tarjetas ofrecen actualmente una tasa promocional baja o del 0% en transferencias de saldo. Revisa la comisión por transferencia y cuánto dura la promoción — luego calcula los números en nuestra calculadora de transferencia de saldo.
Balance transfer and interest savings
Oferta de bienvenida: 0% rate on balance transfers for 12 months (3% fee applies). Not available for residents of Quebec.
+$50 extra de reembolso en efectivo a través de FinlyWealth
Oferta de bienvenida: Enjoy a 1.9% introductory interest rate for the first 10 months on balance transfers and no annual fee for the first year. Apply by January 12, 2027.
Oferta de bienvenida: Get $120 with a Tangerine® Money-Back World Mastercard® and a limited time promo rate on balance transfers
+$75 extra de reembolso en efectivo a través de FinlyWealth
| Tarjeta | Oferta de bienvenida | Reembolso en efectivo extra | Cuota anual | tasa de compras | adelanto de efectivo | comisión por transacciones en el extranjero | |
|---|---|---|---|---|---|---|---|
| 0% rate on balance transfers for 12 months (3% fee applies). Not available for residents of Quebec. | +$50 de reembolso en efectivo | $0 | 12.99% | 24.99% | 2.5% | Solicítalo → | |
| Enjoy a 1.9% introductory interest rate for the first 10 months on balance transfers and no annual fee for the first year. Apply by January 12, 2027. | — | $201er año gratis | 12.99% | 14.99% | 2.5% | Solicítalo → | |
| Get $120 with a Tangerine® Money-Back World Mastercard® and a limited time promo rate on balance transfersValor est. $120 | +$75 de reembolso en efectivo | $0 | 20.95% | 22.95% | 2.5% | Solicítalo → | |
 Scotiabank | 0% interest on balance transfers for 9 months + first year fee rebate + extra savings at shell | +$50 de reembolso en efectivo | $291er año gratis | 13.99% | 13.99% | 2.5% | Solicítalo → |
| Get a 0% introductory interest rate on Balance Transfers for 18 months with a 3% transfer fee and a $29 first-year annual fee rebate. | — | $291er año gratis | 13.99% | 15.99% | 2.5% | Solicítalo → | |
 Tangerine | 10% Cash Back (up to $100 value) + 1.95% balance transfer promo rate for 6 monthsValor est. $100 | +$75 de reembolso en efectivo | $0 | 20.95% | 22.95% | 2.5% | Solicítalo → |
 Scotiabank | Earn up to 10,000 bonus Scene+ points within your first 3 months + a 0.99% introductory interest rate on balance transfers for the first 9 monthsValor est. $100 | +$50 de reembolso en efectivo | $0 | 21.99% | 22.99% | 2.5% | Solicítalo → |
| Get up to $1,900 in value including up to 115,000 points. Plus, get a 0% introductory interest rate on Balance transfers for 12 months.Valor est. $770.50 | +$120 de reembolso en efectivo | $1501er año gratis | 21.99% | — | 2.5% | Solicítalo → | |
| Get up to $1,600 in value and the annual fee waived in the first year. Plus, get a 0% introductory interest rate on balance transfers for 12 months with a 2% transfer fee.Valor est. $1,600 | +$120 de reembolso en efectivo | $1501er año gratis | 21.99% | — | 2.5% | Solicítalo → | |
 Scotiabank | Earn 5% Cash Back on all purchases for the first 3 months, plus get 0.99% introductory interest rate on balance transfers for the first 9 monthsValor est. $100 | +$50 de reembolso en efectivo | $0 | 19.99% | 22.99% | 2.5% | Solicítalo → |
 Scotiabank | 0.99% introductory interest rate on balance transfers for the first 9 months | +$60 de reembolso en efectivo | $39 | 19.99% | 22.99% | 2.5% | Solicítalo → |
| Get 20,000 Bonus Points, a 9-month 0.99% introductory interest rate on balance transfers with a 2% transfer fee, and earn rewards from over 400 brands.Valor est. $134 | — | $0 | 21.99% | 23.99% | 2.5% | Solicítalo → |
Datos de la oferta de FinlyWealth, actualizados 2026-11-09. Las tasas, las comisiones y las ofertas cambian con frecuencia y pueden diferir de lo que el emisor te muestra — confirma siempre los términos actuales en el sitio del emisor antes de solicitarla. "Reembolso en efectivo extra" es pagado por FinlyWealth cuando solicitas a través de nuestro enlace y eres aprobado; las condiciones están en la página de FinlyWealth. Los rankings utilizan la calificación de FinlyWealth y luego el valor de la oferta de bienvenida. crediteasy.ca es independiente y no brinda asesoramiento financiero.
