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Welcome offer
Get 15% extra cash back on your first $2,000 in spend for 3 months. Apply by March 1, 2027.
Key facts
Annual fee$120
Purchase rate21.99%
Cash advance rate22.99%
Foreign transaction fee2.5%
Rewards1% - 3% cash back
NetworkMastercard
Card typeCredit card
Credit score neededGood
Minimum income$80,000 personal or $150,000 household
Pros
- Solid optimization
- Petro Canada perks
- Airport lounge membership
- Partner perks
Cons
- High income requirements
- Annual fee
All RBC cards · Cash back cards
Similar cards
| Card | Welcome offer | Extra cash back | Annual fee | Purchase rate | Cash advance | FX fee | |
|---|---|---|---|---|---|---|---|
 American Express | Up to $250 ($200 in first year)Est. value $200 | — | $119.88 | 21.99% | 21.99% | 2.5% | Apply → |
 Neo Financial | Get your first year annual fee waived ($149 value) exclusively through us.Est. value $149 | +$100 cash back | $1491st year free | 19.99% | 22.99% | 2.75% | Apply → |
 Neo Financial | Get your first year annual fee waived ($149 value) exclusively through us.Est. value $149 | +$100 cash back | $1491st year free | 19.99% | 22.99% | 2.75% | Apply → |
 Neo Financial | Get your first year annual fee waived ($149 value) exclusively through us.Est. value $149 | +$100 cash back | $1491st year free | 19.99% | 22.99% | 2.75% | Apply → |
Card data from FinlyWealth, updated 2026-11-08. Rates, fees and offers change often — confirm the current terms on the issuer's site before applying. crediteasy.ca is independent and does not provide financial advice.