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SimplyCash Preferred Card from American Express
American Express · rated 4.6/5 by FinlyWealth
Welcome offer
Up to $250 ($200 in first year)
Year-one value: $80 — $200 offer value (issuer's estimate) − $119.88 annual fee. How we count
Key facts
Annual fee$119.88
Purchase rate21.99%
Cash advance rate21.99%
Foreign transaction fee2.5%
Rewards2% - 4% cash back
NetworkAmerican Express
Card typeCredit card
Credit score neededGood
Pros
- High cashback rates
- Solid base rate
- Comprehensive insurance
- Instant decision. No credit impact.
Cons
- Annual cashback redemptions
- Lower acceptance
- Annual fee
All American Express cards · Cash back cards
Similar cards
| Card | Welcome offer | Extra cash back | Annual fee | Purchase rate | Cash advance | FX fee | |
|---|---|---|---|---|---|---|---|
 Neo Financial | Get your first year annual fee waived ($149 value) exclusively through us.Est. value $149 | +$100 cash back | $1491st year free | 19.99% | 22.99% | 2.75% | Apply → |
 Neo Financial | Get your first year annual fee waived ($149 value) exclusively through us.Est. value $149 | +$100 cash back | $1491st year free | 19.99% | 22.99% | 2.75% | Apply → |
 Neo Financial | Get your first year annual fee waived ($149 value) exclusively through us.Est. value $149 | +$100 cash back | $1491st year free | 19.99% | 22.99% | 2.75% | Apply → |
| Get $120 with a Tangerine® Money-Back World Mastercard® and a limited time promo rate on balance transfersEst. value $120 | +$75 cash back | $0 | 20.95% | 22.95% | 2.5% | Apply → |
Card data from FinlyWealth, updated 2026-11-08. Rates, fees and offers change often — confirm the current terms on the issuer's site before applying. crediteasy.ca is independent and does not provide financial advice.