#1
Neo Chequing Account
Neo Financial · rated 4.9/5
Welcome offer: Get $100 after spending $1,000
+$25 extra cash back through FinlyWealth
Monthly fee$0
Interest rate—
TypeChequing
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No fee chequing accounts in Canada
No minimum balance to worry about. Online banks dominate this list.
Top 3 picks
#2
Scotiabank Preferred Package Chequing for Student and Youth
Scotiabank · rated 4.8/5
Welcome offer: Earn up to $175, plus up to $400 in value with the Scene+TM Student Banking Bundle
+$50 extra cash back through FinlyWealth
Monthly fee$0
Interest rate—
TypeChequing
#3
Tangerine No-Fee Daily Chequing Account
Tangerine · rated 4.7/5
Welcome offer: Move your pay to earn $250. Terms and conditions apply.
+$50 extra cash back through FinlyWealth
Monthly fee$0
Interest rate0.1%
TypeChequing
All 8 compared
| Account | Welcome offer | Extra cash back | Monthly fee | Interest rate | |
|---|---|---|---|---|---|
Neo Chequing Account Neo Financial · Chequing | Get $100 after spending $1,000 | +$25 cash back | $0 | — | Open account → |
Scotiabank Preferred Package Chequing for Student and Youth Scotiabank · Chequing | Earn up to $175, plus up to $400 in value with the Scene+TM Student Banking Bundle | +$50 cash back | $0 | — | Open account → |
Tangerine No-Fee Daily Chequing Account Tangerine · Chequing | Move your pay to earn $250. Terms and conditions apply. | +$50 cash back | $0 | 0.1% | Open account → |
 Wealthsimple Chequing Wealthsimple · Chequing | $25 bonus when you sign up and fund at least $1 | — | $0 | 2.25% | Open account → |
 Simplii Financial No Fee Chequing Account Simplii Financial · Chequing | Earn $350. Conditions apply. | +$50 cash back | $0 | 0.01% | Open account → |
 EQ Personal Account EQ Bank · Chequing | — | — | $0 | 3% | Open account → |
 RBC Advantage Banking Account for Students RBC · Chequing | Open a No Monthly Fee RBC Advantage Banking Account for Students and Get AirPods 4. | — | $0 | — | Open account → |
 BMO Student Chequing Account BMO · Chequing | Earn up to $850 in value, including a tech reward worth up to $300 from Best Buy. | +$50 cash back | $0 | — | Open account → |
Offer data from FinlyWealth, updated 2026-11-08. Rates, fees and offers change often and may differ from what the issuer shows you — always confirm the current terms on the issuer's site before applying. "Extra cash back" is paid by FinlyWealth when you apply through our link and are approved; conditions are on the FinlyWealth page. Rankings use FinlyWealth's rating, then welcome-offer value. crediteasy.ca is independent and does not provide financial advice.