#1
Scotiabank StartRight Program
Scotiabank · rated 4.5/5
Welcome offer: Earn up to $2,300 in value in the first year
Monthly fee$16.95
Interest rate—
TypeChequing
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Chequing account bonuses in Canada
Banks pay new customers to switch. Sorted by estimated bonus value — check the conditions (direct deposit, bill payments, holding period) before you open.
Top 3 picks
#2
BMO Performance Chequing Account
BMO · rated 4.6/5
Welcome offer: Earn up to a $1,100 cash bonus, plus a Walmart+ membership for up to 12 months
+$150 extra cash back through FinlyWealth
Monthly fee$17.95
Interest rate—
TypeChequing
#3
BMO NewStart Program - Performance Account
BMO · rated 3.9/5
Welcome offer: Get up to a $1,100 cash bonus and a Walmart+ membership for up to 12 months. Plus, no monthly fees for 2 years.
+$50 extra cash back through FinlyWealth
Monthly fee$17.95
Interest rate—
TypeChequing
All 16 compared
| Account | Welcome offer | Extra cash back | Monthly fee | Interest rate | |
|---|---|---|---|---|---|
Scotiabank StartRight Program Scotiabank · Chequing | Earn up to $2,300 in value in the first year | — | $16.95can be waived | — | Open account → |
BMO Performance Chequing Account BMO · Chequing | Earn up to a $1,100 cash bonus, plus a Walmart+ membership for up to 12 months | +$150 cash backuntil Jan 1, 2027 | $17.95can be waived | — | Open account → |
BMO NewStart Program - Performance Account BMO · Chequing | Get up to a $1,100 cash bonus and a Walmart+ membership for up to 12 months. Plus, no monthly fees for 2 years. | +$50 cash back | $17.95can be waived | — | Open account → |
 BMO Premium Chequing Account BMO · Chequing | Earn up to a $1,100 cash bonus, plus a Walmart+ membership for up to 12 months | — | $30.95can be waived | —promo 4.65% | Open account → |
 Scotiabank Ultimate Package Chequing Scotiabank · Chequing | Switch to a banking bundle and earn up to $1,000 | +$125 cash backuntil Jan 1, 2027 | $30.95can be waived | — | Open account → |
 Scotiabank Preferred Package Chequing Account Scotiabank · Chequing | Switch to a banking bundle and earn up to $1,000 | +$75 cash back | $16.95can be waived | — | Open account → |
 National Bank Bank Account for Newcomers National Bank · Chequing | Earn up to $600 cashback when you open an account for newcomers and meet certain criteria. | — | $15.95can be waived | — | Open account → |
 RBC VIP Banking Account RBC · Chequing | Open an eligible RBC Chequing Account and get the new iPad | — | $30can be waived | — | Open account → |
 RBC Signature No Limit Banking account RBC · Chequing | Open an eligible RBC Chequing Account and get the new iPad | — | $16.95can be waived | — | Open account → |
 Simplii Financial No Fee Chequing Account Simplii Financial · Chequing | Earn $350. Conditions apply. | +$50 cash back | $0 | 0.01% | Open account → |
 Tangerine No-Fee Daily Chequing Account Tangerine · Chequing | Move your pay to earn $250. Terms and conditions apply. | +$50 cash back | $0 | 0.1% | Open account → |
 RBC Advantage Banking Account for Students RBC · Chequing | Open a No Monthly Fee RBC Advantage Banking Account for Students and Get AirPods 4. | — | $0 | — | Open account → |
 Scotiabank Preferred Package Chequing for Student and Youth Scotiabank · Chequing | Earn up to $175, plus up to $400 in value with the Scene+TM Student Banking Bundle | +$50 cash back | $0 | — | Open account → |
 RBC Day to Day Banking Account RBC · Chequing | No monthly fee for a year plus $150 | — | $4can be waived | — | Open account → |
 Neo Chequing Account Neo Financial · Chequing | Get $100 after spending $1,000 | +$25 cash back | $0 | — | Open account → |
 Wealthsimple Chequing Wealthsimple · Chequing | $25 bonus when you sign up and fund at least $1 | — | $0 | 2.25% | Open account → |
Offer data from FinlyWealth, updated 2026-11-08. Rates, fees and offers change often and may differ from what the issuer shows you — always confirm the current terms on the issuer's site before applying. "Extra cash back" is paid by FinlyWealth when you apply through our link and are approved; conditions are on the FinlyWealth page. Rankings use FinlyWealth's rating, then welcome-offer value. crediteasy.ca is independent and does not provide financial advice.