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Une carte sans frais ne coûte rien à conserver, ce qui en fait une bonne première carte ou une carte à long terme pour protéger votre historique de crédit.
Balance transfer and interest savings
Offre de bienvenue : 0% rate on balance transfers for 12 months (3% fee applies). Not available for residents of Quebec.
+$50 de remise en argent supplémentaire via FinlyWealth
Highest cashback for students
Offre de bienvenue : 5% cash back for the first 3 months, up to $2,500 in spend
Offre de bienvenue : Get $120 with a Tangerine® Money-Back World Mastercard® and a limited time promo rate on balance transfers
+$75 de remise en argent supplémentaire via FinlyWealth
| Carte | Offre de bienvenue | Remise en argent supplémentaire | Frais annuels | Taux sur les achats | Avance de fonds | Frais de transaction à l'étranger | |
|---|---|---|---|---|---|---|---|
MBNA True Line Mastercard MBNA | 0% rate on balance transfers for 12 months (3% fee applies). Not available for residents of Quebec. | +$50 remise en argent | $0 | 12.99% | 24.99% | 2.5% | Demander → |
Students – BMO CashBack Mastercard BMO | 5% cash back for the first 3 months, up to $2,500 in spendValeur estimée $125 | — | $0 | 21.99% | 23.99% | 2.5% | Demander → |
Tangerine Money-Back World Mastercard Tangerine | Get $120 with a Tangerine® Money-Back World Mastercard® and a limited time promo rate on balance transfersValeur estimée $120 | +$75 remise en argent | $0 | 20.95% | 22.95% | 2.5% | Demander → |
 Tangerine Money-Back Mastercard Tangerine | 10% Cash Back (up to $100 value) + 1.95% balance transfer promo rate for 6 monthsValeur estimée $100 | +$75 remise en argent | $0 | 20.95% | 22.95% | 2.5% | Demander → |
 Simplii Financial Cash Back Visa Card Simplii Financial | Double your cash back on Resturants, Bars and Coffee Shops in your first 3 months.Valeur estimée $40 | +$50 remise en argent | $0 | 20.99% | 22.99% | 2.5% | Demander → |
 SimplyCash Card from American Express American Express | Up to $100 in Statement CreditsValeur estimée $100 | — | $0 | 21.99% | 21.99% | 2.5% | Demander → |
 RBC ION Visa RBC | Get up to 7,000 Avion points - that's $50 of value in gift cards! Apply by January 12, 2027.Valeur estimée $70 | — | $0 | 20.99% | 22.99% | 2.5% | Demander → |
 Scotiabank Scene+ Visa Card Scotiabank | Earn up to 10,000 bonus Scene+ points within your first 3 months + a 0.99% introductory interest rate on balance transfers for the first 9 monthsValeur estimée $100 | +$50 remise en argent | $0 | 21.99% | 22.99% | 2.5% | Demander → |
 BMO eclipse rise Visa Card BMO | Get up to 25,000 bonus points in your first anniversary!Valeur estimée $167 | +$50 remise en argent | $0 | 21.99% | 23.99% | 2.5% | Demander → |
 Neo World Mastercard – Everywhere Neo Financial | — | +$50 remise en argent | $0 | 19.99% | 22.99% | 2.75% | Demander → |
 Neo World Mastercard – Shop & Dine Neo Financial | — | +$50 remise en argent | $0 | 19.99% | 22.99% | 2.75% | Demander → |
 Neo World Mastercard – Gas & Grocery Neo Financial | — | +$50 remise en argent | $0 | 19.99% | 22.99% | 2.75% | Demander → |
 Scotiabank American Express Card Scotiabank | Earn up to 5,000 bonus Scene+ points within your first 3 months (that’s up to $50 towards travel).Valeur estimée $50 | +$50 remise en argent | $0 | 21.99% | 22.99% | 2.5% | Demander → |
 BMO CashBack Mastercard BMO | 5% cash back for the first 3 months, up to $2,500 in spendValeur estimée $125 | — | $0 | 21.99% | 23.99% | 2.5% | Demander → |
 Neo Mastercard Neo Financial | — | +$50 remise en argent | $0 | 19.99% | 22.99% | 3% | Demander → |
 Scotia Momentum No-Fee Visa Card Scotiabank | Earn 5% Cash Back on all purchases for the first 3 months, plus get 0.99% introductory interest rate on balance transfers for the first 9 monthsValeur estimée $100 | +$50 remise en argent | $0 | 19.99% | 22.99% | 2.5% | Demander → |
 BMO Blue Rewards Mastercard BMO | Get 20,000 Bonus Points, a 9-month 0.99% introductory interest rate on balance transfers with a 2% transfer fee, and earn rewards from over 400 brands.Valeur estimée $134 | — | $0 | 21.99% | 23.99% | 2.5% | Demander → |
 enviro Visa Classic card Vancity | — | — | $0 | 19.5% | — | 2.5% | Demander → |
 American Express Green Card American Express | Up to 10,000 Membership Rewards® pointsValeur estimée $200 | — | $0 | 21.99% | 21.99% | 2.5% | Demander → |
 TD Rewards Visa Card TD | Earn a value of $50 in TD Rewards Points to use on eligible Amazon.ca purchases.Valeur estimée $75.76 | — | $0 | 21.99% | 22.99% | 2.5% | Demander → |
 TD Cash Back Visa Card TD | — | — | $0 | 21.99% | 22.99% | 2.5% | Demander → |
 RBC Cash Back Mastercard RBC | — | — | $0 | 21.99% | — | 2.5% | Demander → |
 National Bank Allure Mastercard National Bank | — | — | $0 | 20.99% | 22.49% | 2.5% | Demander → |
 National Bank mycredit Mastercard National Bank | — | — | $0 | 20.99% | 22.49% | 2.5% | Demander → |
Données d'offre de FinlyWealth, mises à jour le 2026-11-08. Les taux, les frais et les offres changent souvent et peuvent différer de ce que l'émetteur vous présente — confirmez toujours les modalités actuelles sur le site de l'émetteur avant de faire une demande. Une « remise en argent supplémentaire » est versée par FinlyWealth lorsque vous faites une demande via notre lien et que vous êtes approuvé; les conditions se trouvent sur la page de FinlyWealth. Les classements utilisent la cote de FinlyWealth, puis la valeur de l'offre de bienvenue. crediteasy.ca est indépendant et ne fournit pas de conseils financiers.