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La remise en argent est la récompense la plus simple : pas de points à évaluer, pas de partenaires de transfert. Comparez les taux de récompense sur la page de chaque émetteur ; le tableau affiche les frais, les taux et les offres actuelles.
Offre de bienvenue : New clients can earn 10% cash back using promo code FW10C26
+$100 de remise en argent supplémentaire via FinlyWealth
Highest cashback for students
Offre de bienvenue : 5% cash back for the first 3 months, up to $2,500 in spend
Customers who want simplicity with strong flat-rate cashback on all purchases
Offre de bienvenue : Get a $25 account credit
+$50 de remise en argent supplémentaire via FinlyWealth
| Carte | Offre de bienvenue | Remise en argent supplémentaire | Frais annuels | Taux sur les achats | Avance de fonds | Frais de transaction à l'étranger | |
|---|---|---|---|---|---|---|---|
KOHO Core Mastercard KOHO | New clients can earn 10% cash back using promo code FW10C26 | +$100 remise en argent | $0 | Prépayé | — | 2.5% | Demander → |
Students – BMO CashBack Mastercard BMO | 5% cash back for the first 3 months, up to $2,500 in spendValeur estimée $125 | — | $0 | 21.99% | 23.99% | 2.5% | Demander → |
Secured Neo World Mastercard – Everywhere Neo Financial | Get a $25 account creditValeur estimée $25 | +$50 remise en argent | $119.88 | 19.99% | 22.99% | 3% | Demander → |
 Secured Neo World Mastercard – Gas & Grocery Neo Financial | Get a $25 account creditValeur estimée $25 | +$50 remise en argent | $119.88 | 19.99% | 22.99% | 3% | Demander → |
 Secured Neo World Mastercard – Shop & Dine Neo Financial | Get a $25 account creditValeur estimée $25 | +$50 remise en argent | $119.88 | 19.99% | 22.99% | 3% | Demander → |
 SimplyCash Preferred Card from American Express American Express | Up to $250 ($200 in first year)Valeur estimée $200 | — | $119.88 | 21.99% | 21.99% | 2.5% | Demander → |
 Neo World Elite Mastercard – Everywhere Neo Financial | Get your first year annual fee waived ($149 value) exclusively through us.Valeur estimée $149 | +$100 remise en argent | $1491re année gratuite | 19.99% | 22.99% | 2.75% | Demander → |
 Neo World Elite Mastercard – Gas & Grocery Neo Financial | Get your first year annual fee waived ($149 value) exclusively through us.Valeur estimée $149 | +$100 remise en argent | $1491re année gratuite | 19.99% | 22.99% | 2.75% | Demander → |
 Neo World Elite Mastercard – Shop & Dine Neo Financial | Get your first year annual fee waived ($149 value) exclusively through us.Valeur estimée $149 | +$100 remise en argent | $1491re année gratuite | 19.99% | 22.99% | 2.75% | Demander → |
 Tangerine Money-Back World Mastercard Tangerine | Get $120 with a Tangerine® Money-Back World Mastercard® and a limited time promo rate on balance transfersValeur estimée $120 | +$75 remise en argent | $0 | 20.95% | 22.95% | 2.5% | Demander → |
 Scotia Momentum Visa Infinite + Card Scotiabank | — | +$150 remise en argent | $1201re année gratuite | 20.99% | 22.99% | 2.5% | Demander → |
 KOHO Everything Mastercard KOHO | New clients can earn 10% cash back using promo code FW10C26 | +$100 remise en argent | $177 | Prépayé | — | 0% | Demander → |
 Neo Secured Mastercard Neo Financial | Get a $25 account creditValeur estimée $25 | +$50 remise en argent | $119.88 | 19.99% | 22.99% | 3% | Demander → |
 Ramp Corporate Card Ramp | — | — | $0 | Prépayé | — | 3% | Demander → |
 Wealthsimple Visa Infinite Privilege Wealthsimple | Get 5% cash back for the first 35 daysValeur estimée $300 | — | $240 | 20.99% | 22.99% | 0% | Demander → |
 Tangerine Money-Back Mastercard Tangerine | 10% Cash Back (up to $100 value) + 1.95% balance transfer promo rate for 6 monthsValeur estimée $100 | +$75 remise en argent | $0 | 20.95% | 22.95% | 2.5% | Demander → |
 Secured Neo World Elite Mastercard – Everywhere Neo Financial | Get a $25 account creditValeur estimée $25 | +$100 remise en argent | $149 | 19.99% | 22.99% | 3% | Demander → |
 Secured Neo World Elite Mastercard – Gas & Grocery Neo Financial | Get a $25 account creditValeur estimée $25 | +$100 remise en argent | $149 | 19.99% | 22.99% | 2.75% | Demander → |
 Secured Neo World Elite Mastercard – Shop & Dine Neo Financial | Get a $25 account creditValeur estimée $25 | +$100 remise en argent | $149 | 19.99% | 22.99% | 2.75% | Demander → |
 EQ Bank Card EQ Bank | N/A | — | $0 | Prépayé | — | 0% | Demander → |
 Simplii Financial Cash Back Visa Card Simplii Financial | Double your cash back on Resturants, Bars and Coffee Shops in your first 3 months.Valeur estimée $40 | +$50 remise en argent | $0 | 20.99% | 22.99% | 2.5% | Demander → |
 BMO CashBack World Elite Mastercard BMO | Get up to $650 in valueValeur estimée $650 | +$120 remise en argent | $1391re année gratuite | 21.99% | 23.99% | 2.5% | Demander → |
 KOHO Extra Mastercard KOHO | New clients can earn 10% cash back using promo code FW10C26 | +$100 remise en argent | $144 | Prépayé | — | 0% | Demander → |
 TD Cash Back Visa Infinite Card TD | Earn up to $600 in total value including an Annual Fee rebate for the first year. Conditions apply.Valeur estimée $600 | +$50 remise en argent | $1391re année gratuite | 21.99% | 22.99% | 2.5% | Demander → |
 Wealthsimple Visa Infinite + Wealthsimple | Get 5% cash back for the first 35 daysValeur estimée $300 | — | $240 | 20.99% | 22.99% | 0% | Demander → |
 SimplyCash Card from American Express American Express | Up to $100 in Statement CreditsValeur estimée $100 | — | $0 | 21.99% | 21.99% | 2.5% | Demander → |
 Neo World Mastercard – Everywhere Neo Financial | — | +$50 remise en argent | $0 | 19.99% | 22.99% | 2.75% | Demander → |
 Neo World Mastercard – Shop & Dine Neo Financial | — | +$50 remise en argent | $0 | 19.99% | 22.99% | 2.75% | Demander → |
 Neo World Mastercard – Gas & Grocery Neo Financial | — | +$50 remise en argent | $0 | 19.99% | 22.99% | 2.75% | Demander → |
 BMO CashBack Mastercard BMO | 5% cash back for the first 3 months, up to $2,500 in spendValeur estimée $125 | — | $0 | 21.99% | 23.99% | 2.5% | Demander → |
 Neo Mastercard Neo Financial | — | +$50 remise en argent | $0 | 19.99% | 22.99% | 3% | Demander → |
 Scotia Momentum No-Fee Visa Card Scotiabank | Earn 5% Cash Back on all purchases for the first 3 months, plus get 0.99% introductory interest rate on balance transfers for the first 9 monthsValeur estimée $100 | +$50 remise en argent | $0 | 19.99% | 22.99% | 2.5% | Demander → |
 Scotia Momentum Visa Card Scotiabank | 0.99% introductory interest rate on balance transfers for the first 9 months | +$60 remise en argent | $39 | 19.99% | 22.99% | 2.5% | Demander → |
 National Bank ECHO Cashback Mastercard National Bank | — | — | $30 | 20.99% | 22.49% | 2.5% | Demander → |
 RBC Cash Back Preferred World Elite Mastercard RBC | Get 15% extra cash back on your first $2,000 in spend for 3 months. Apply by March 1, 2027. | — | $120 | 21.99% | 22.99% | 2.5% | Demander → |
 TD Cash Back Visa Card TD | — | — | $0 | 21.99% | 22.99% | 2.5% | Demander → |
 RBC Cash Back Mastercard RBC | — | — | $0 | 21.99% | — | 2.5% | Demander → |
 National Bank Allure Mastercard National Bank | — | — | $0 | 20.99% | 22.49% | 2.5% | Demander → |
 National Bank mycredit Mastercard National Bank | — | — | $0 | 20.99% | 22.49% | 2.5% | Demander → |
Données d'offre de FinlyWealth, mises à jour le 2026-11-08. Les taux, les frais et les offres changent souvent et peuvent différer de ce que l'émetteur vous présente — confirmez toujours les modalités actuelles sur le site de l'émetteur avant de faire une demande. Une « remise en argent supplémentaire » est versée par FinlyWealth lorsque vous faites une demande via notre lien et que vous êtes approuvé; les conditions se trouvent sur la page de FinlyWealth. Les classements utilisent la cote de FinlyWealth, puis la valeur de l'offre de bienvenue. crediteasy.ca est indépendant et ne fournit pas de conseils financiers.